Business
Lease financing of a large range of assets, on the "full-liner" principle, in this way, BRD Sogelease IFN SA has a balanced portfolio: constructions and industrial equipments, light and heavy commercial vehicles, cars, real estate, IT&office, medical equipments.

Results
Established in 2001, BRD Sogelease IFN S.A is the leasing subsidiary of BRD-Groupe Société Générale and is the result of Société Générale strategic decision to provide comprehensive financial services to its customers in Romania. Taking advantage of the experience and expertise generated by the membership of Société Générale, BRD Sogelease IFN S.A registered a fast evolution within the local leasing market, being among the five leasing companies affiliated to a banking group in Romania.

Contacts
BRD Sogelease
BRD Tower
Blvd. Ion Mihalache no.1-7, Bucharest
Tel: +4 021 301 41 88 (Secretary), +4 021 301 41 23 (Assistant of General Director); Fax: +4 021 301 41 04/ 05
Call-center : +4 021 301 48 48

Business
BRD Finance administrates a wide range of financial products and services, so that clients should obtain easier and faster the products they want. The offer includes not only consumer loans but also credit cards, auto loans and personal loans.

Results

Present on the Romanian market since April 2004, BRD Finance IFN instantly became the leader of the market for the segment of consumer loans. Along the years, the development strategies sustained the powerful growth of the company and determined the creation and the consolidation of partnerships with important companies in fields like: hipermarkets (Carrefour, real,-), DIY (Praktiker, Dedeman), PVC (Aplast), IT (eMAG), electronics and homeappliances (Altex, MediaGalaxy, Daniel, Rombiz,), furniture (Staer, Elvila), auto (Renault, Dacia, Citroen, Hyunday, Chevrolet), publishing (Reader's Digest).

Social Headquarters
BRD Finance IFN S.A.
BRD Tower
Blvd Ion Mihalache nr.1-7, Bucharest
Tel: +4 021 301 48 30 Fax: +4 021 300 10 30

Shareholder structure
BRD-Groupe Société Générale : 100%

Business
BRD Corporate Finance is specialized in advisory services related to mergers and acquisitions, privatizations, evaluations and strategy consulting.

Results
8 years expertize in advisory services, a strong local team of high quality professionals, complemented by Paris based professionals with a wide ranging industry experience and international practice and good knowledge and understanding of the local environment these are the advantages of BRD Corporate Finance. The subsidiary is often associated with large privatizations.

Contacts
BRD Corporate Finance
BRD Tower
Blvd. Ion Mihalache no.1-7, Bucharest
Tel:+4 021 301 61 00
Fax:+4 021 301 41 45

Business
Full service operational leasing including a complete range of services related to the fleet management: maintenance, insurance, assistance for the vehicle and driver, replacement vehicle, tyres management, reporting and fleet management consultancy.

Full service operational leasing allows a company to use vehicles that are not owned by the company, during a period between 12-45 months and an estimated mileage, for a monthly fixed fee for all the duration of the contract.
For all the companies interested in fleet management outsourcing, ALD Automotive proposes tailor-made solutions.

Results
One of the first companies providing this service on the Romanian market, ALD Automotive was set up at the beginning of 2005. The company benefits from the experience of more than 40 years, in 37 countries, of the subsidiary of Société Générale, ALD Automotive, one of the market leaders in long term rental for car fleet in Europe.

Contacts
ALD Automotive
BRDTower
Blvd. Ion Mihalache no.1-7, Bucharest
Tel:+4 021301 49 77 Fax:+4 021 301 49 55

Shareholder structure
BRD - Groupe Société Générale: 99,97%

Business
Asset management.
Subsidiary of SG Asset Management Paris, one of the world's leading asset managers with more than € 375 billion in assets under management.

Results
Simfonia 1 is a monetary fund for short-term placements, a flexible and transparent alternative investment accessible anytime. The fund is always available for customers who can buy new bonds, etc..
Simfonia 1 currently holds more than 25,8 % of the Romanian market of mutual investment funds.
In January 2006, SGAM launched, Concerto, an open diversified investment fund.

Contacts
BRD ASSET MANAGEMENT S.A.I.
Str. Clucerul Udricani nr. 1-3, Bl.106A, parter, tronson 2, Sector 3, Bucuresti
Tel: +021 327 22 28; Fax: +021 327 14 10