The first home is never forgotten!

The Prima Casa mortgage loan offers you the possibility to buy through the Prima Casa program, either a finished home, or one that is in the process of being finished, in various stages of construction, meant to be purchased after being finished.


Your benefits:

  • You have the possibility to build your own home
    either individually, or through associations composed of minimum 2 beneficiaries.
  • Financing in LEI 
    for a maximum period of 30 years, with which you can buy or build a house.
  • Down payment of minimum 5%
    of the value of your project.
  • No extension or management fee.
  • Extremely attractive interest.

We are waiting for you in the closest agency


See Agencies

021 302 61 61, available in any network

*BANCA (*22622), standard charge in Orange and Vodafone networks

email: vocalis@brd.ro

Credit calculator for 

Credit

Commisions

Interest

Total

Creditul Prima Casa IV

NOTE:Calculul estimativ realizat prin intermediul calculatorului de rate online este orientativ si nu are valoare contractuala

Income

What type of income do I need in order to obtain the loan?

A wide range of income types are accepted: salary, pensions, dividends, copyrights, rents, life annuities, income from freelance activities. You can obtain a higher amount if also bring in the income of maximum 3 co-borrowers.

 

Guarantees

Do I need guarantees?​

If you want to buy a home, the loan guarantee is represented by the property financed through the loan. If you plan to build a home, you will guarantee the loan with the land and the home that you will build.

 

Safety

How can I relax for the entire credit period? 

In order for you to be relaxed throughout the credit period, we recommend that you should conclude a life insurance, which will offer both you and your family, protection in case of unforeseen events (unemployment, incapacity for work, total disability or death). The payment of the related premium involves a minimum effort, as it is paid on a monthly basis, along with the loan instalment.
For the property brought as guarantee, it is also necessary to conclude an insurance policy for the purchased real estate property.
In addition to that, you also need to insure the construction works for the housing property under construction.

 

Terms

You can benefit from the Prima Casa credit if:

  • You do not own a home, whether separately or jointly with your spouse
  • You own, separately or jointly with your spouse, one home at most, acquired by any other means than the Prima Casa Programme, with a useful area below 50 sqm. 

How do I apply?

  • Fill out the online form and we will contact you shortly
  • A simple phone call to the Vocalis service allows you to obtain the preacceptance of your credit request
  • In any BRD unit, for submitting your credit files

See the complete list of fees

We also recommend:

Maestro/Visa Electron

Maestro/Visa Electron is a debit card in Lei, valid for 3 years, dedicated to day to day banking operations.


Find out more

Card insurance

Wide range of insurance products attached to the cards dedicated to individuals.


Find out more

Internet banking

MyBRD Net allows you to access your accounts and make banking operations by simply connecting to the internet.


Find out more

© 2014 BRD. This site is property of BRD. All rights reserved.