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Asigurari atasate creditelor PFA EN Insurances attached to credits

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INSURANCES ATTACHED TO CREDITS

Property and real estate insurance

Protect your investment!

Insurances attached to credits advantages:

Preferential

insurance premium 

Time saving

automatic payment of the insurance premiums without going to the bank

Flexibility

through the types of insurances provided: property, vehicles or equipment, life insurance 

How it works

The insurance related to the loan allows you to protect your investments from fire, other natural disasters or unhappy events, everything at a very beneficial price.

The insurance related to the loan is the ideal solution for your business if you want to contract an insurance policy brokered by the bank, with a preferential premium, when contracting a loan with BRD.


What types of insurances can be attached to loans and what risks do they cover?  

- Life insurance provided by BRD Asigurari de Viata 
- Property insurance, CASCO, special insurances for machinery and equipment possessed which can be contracted in preferential conditions with the partners of the bank. 

These insurances cover eventual expenses caused by the insured event occurring (fire and other natural disasters, car damage, death, total and permanent disability, temporary labor incapacity, unemployment, etc.).

 

Frequent questions

Is it necessary to perform a risk inspection for each insurance?

Depending on the real estate you pledge and on the amount of the guarantee, the insurance company may require a risk inspection.

How do I pay the insurance premium for the life insurance?

The insurance premium related to the life insurance brokered by the bank is paid in a fixed amount when contracting an Authorized overdraft.