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The second directive of payment services, respectively its transposition into national legislation, Law no. 209/2019, introduces new rules regarding contactless payments, for which the strong customer authentication is requested, as follows:

  • after 5 consecutive contactless transactions without PIN, the next one (the 6th transaction) will be mandatory performed with PIN;
  • when the cumulative amount of consecutive contactless transactions performed without PIN, exceeds 150 EUR (or equivalent in RON), the next transaction will be mandatory performed with PIN.

It might occur that a POS terminal is not yet updated according to the new regulations. In this case the payment can be rejected, although the card is active and functional. Should this happen, you just need to perform the payment by inserting the card in the POS terminal and using the PIN.