Investment loan for farmers

Do you operate in the agriculture field, of livestock and bees and do you need to increase the investment projects? Come to BRD to benefit from an investment loan idapted to the specific activity that you develop!

Investment loan for farmers

Flexibility

Grace period

Rapidity

Characteristics

Beneficiaries: farmers, individual agricultural producers (PAI) or organized as PFA
Field of activity: agriculture (field crops, fruit trees, vines) / animal husbandry (poultry, swine, sheep, goats, cattle) beekeeping, etc.
Purpose of the loan: financing is granted for:
- The purchase, refurbishment, upgrading farm animals
- Acquisition of agricultural land
- Purchase of land + construction
- Construction of building for the activity Agrio
- Acquisition of agricultural machinery / equipment for agriculture
- Acquisition of specific vehicles
- Acquisition of animals to increase their meat, milk, wool
- Acquisition of hives, etc.
Loan amount: maximum 85% of the total value of investment projects
Currency: RON / EUR
Granting period: minimum 12 months, maximum 120 months
Grace period: 6 months / 3 years new vineyards crops, Peter clients whose repayment capacity depends only on the culture
Guarantees: flexible structure guarantees

General eligibility criteria

Financial performance category A, B or C, as determined under the internal rules
Note Default or debt service under interrogation in the Central Credit Risk in the last 12 months in relation to the date of application analysis
According to existing Incident Payments have registered more than 6 major payment incidents in the last 6 months from the date of loan application is not in banking prohibition
Not registered Insolvency Bulletin, a publication edited by the National Trade Register Office, as debtor
The Bank has not received on credit analysis injunction blocking the attachment of accounts in domestic and / or foreign currency

* The above criteria are not limiting

Commissions and tariffs