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Business debit Cards

Security 

by reducing the risk of handling cash

Comfort

by usig a practical and confortable means of payment

Insurance

free travel insurance

Access

to the funds available in your account anytime and anywhere in the world

Financing

through the attached authorised overdraft (optional)

How it works

Business debit cards are modern payment instruments that provide permanent access to the funds available in the company's current account opened with the bank and which eliminate the cash handling risks.

BRD provides a full range of business debit cards issued under the logos MasterCard and VISA, so that you choose the card that fits you best.

What operations can be made by card?

- Cash withdrawals
- Balance consulting
- Payment for goods / services at the accepting merchants
- Online payments
- Payment of utility bills
- Change of PIN
- Statement with the list of the latest 10 operations
- Setting of card utilization limits
 

Octet- safe purchases from international suppliers

Through our partnership with Octet Europe, you have access to an online trade platform that supports you in making safe purchases from international suppliers.

All existing companies in the platform are rigorously checked from enrollment. This way you benefit from both expanding your supply chain and, good risk management that may arise in international trade.

When you pay with your BRD Business Debit Card by Mastercard you will get a 10% discount from the standard processing fee, charged by Octet for payments performed on its platform.

For more details click HERE.

 

Did you know that you can recover the foreign VAT?

You can choose to recover the VAT paid cross-border, provided through an external partnership with TaxBack International.

BRD and Taxback International provide to the business card holders a complete, fast and efficient VAT recovery service.

All you need to do is access the page Taxback International. For this service Taxback International charges a processing fee, percentage of the amount reimbursed, at the end of the procedure. No commissions are charged in advance and the assessment of reimbursable amounts is a free service.

 

Payments over the Internet secured by 3D Secure 

For extra safety in using the Business cards online at the merchants that display the logos Business debit cardsand/or , your card is activated automatically and free in 3D Secure Standard, the highest standard of security of online payments.
 
 

What are the main characteristics of the product?

- Use area: national and international
- Currency: Lei/ Euro/ USD
- Validity: 3 years with automatic renewal
- Enhanced security due to the CIP technology

Types of cards

Do you need a means of payment that is adapted to the company requirements?

The Business Silver range includes cards dedicated to the decision-making personnel of the company (administrator, accountants), who use the card to procure equipment and consumables or to make other expenses (airline tickets, car rentals etc.).

In addition, you benefit from:

- Free services of travel insurance abroad
- Authorized Overdraft (optional)

The available cards are MasterCard Business Silver in Lei/Eur and VISA Business Silver in Lei/USD.

 
Utilization limits:
 
The bank can establish daily utilization limits for card operations.
But you can change the standard utilization limits through a written request, filed in any BRD agency. This way, you can control much easily the card operations made by your employees.
 

Standard use limits for Business Cards

Frequent questions

How do I know if a merchant is enrolled in the 3D Secure system?
The merchants enrolled in 3D Secure display on their websites the logos “Verified by Visa” and “MasterCard SecureCode”. In addition, when you make the payment, the secured page requesting your password automatically displays.

 
How can I control the amounts traded by card by the employees?
BRD gives you the possibility to set different limits for each card user, both for cash withdrawals and for payments at the merchants.