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Current activity financing

The range of short-term financing products provides you with the perfect solution to cover the gaps between receipts and payments, occurred in the operational activity of the company.


from dedicated client consultants regarding the optimum financing / guarantee solution


of short-term financing products


of repayment correlated with the company’s cash-flow


The daily operations financing is the ideal solution for your business if you are a company that wishes to increase the volume of sales by providing supplier loans, while the payment deadlines for the received invoices do not change, nor get shorter.

Types of loans

We offer a complex range of financing products, in flexible and profitable conditions, according to the company’s needs and repayment  possibilities:

Permanent short-term loans

- Authorized overdraft
- Credit line
- Letters of guarantee
- Ceiling financing

Temporary short-term loans

- Contract-based loan
- Seasonal loan
- Payment instruments-based loan
- Letters of guarantee

The repayment method differs for each type of contracted loan, i.e. by instalments or bullet at expiry – only the interest and the fees are being paid during the credit period.

Frequent questions

Are the guarantees issued by the guarantee funds accepted for short-term financing?
Depending on the specificity of the company and on the requested type of financing, BRD accepts guarantees issued by the Guarantee Funds and  EximBank - S.A, with which the bank signed partnership agreements.