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Agricultural season credit

Advantageous costs

Grace period



Beneficiaries: The object of agriculture (field crops, fruit trees, vines) / livestock (poultry, sheep, goats, cattle) / increase in bee
Purpose of the loan: financing operating expenses directly related to the establishment, maintenance and harvesting of crops
Loan amount: maximum 80% of the expenditure provided for the establishment of maintenance and harvesting crops
Currency: RON
Maturity: maximum 15 months
Grace period: 12 months
Guarantees: security mortgage on the future harvest

General eligibility criteria

Clients are accepted for funding if they meet the following criteria:

  1. Fall into the SME category, as required by law
  2. Active company in accordance with consultations with the Trade Register and the Ministry of Finance
  3. There is an arrangement with creditors or insolvency proceedings in accordance with Law 85/2014 on insolvency prevention procedures
  4. Financial statements were submitted and published on the site according practiced publication deadlines
  5. They work at least 6 months (excluding start-up fixes may benefiting from specific products and specific analysis)
  6. Retail enterprises fall into the category under instruction N4I102
* The above criteria are not limiting