Expresso Verde - Green Personal needs loan from BRD
1. How much would you like to borrow? LEI
drag

45000

2400000

2. Over how many months do you want to pay the loan?

3. I want to collect my income into a BRD account

4. Upfront payment

5. The EPC for the real estate brought under warranty

6. Repayment methods

First rate

0 LEI

Total payment amount

0 LEI

DAE

0 %

Interest rate

0

See due date

Pasi

WHAT SUSTAINABLE PRODUCTS CAN YOU BUY WITH EXPRESSO GREEN

01

Electric and
hybrid cars

Plug-in type with carbon emissions below 50gCO2 / km

02

Green equipment
for personal mobility

Bicycles / electric bicycles, scooters / electric scooters, electric mopeds / scooters, etc.

03

Equipment that uses
renewable energy

Solar / photovoltaic panels, heat pumps, boilers, convectors, collectors and auxiliary installations, heat and electricity storage units produced from renewable sources, etc.

04

Equipment that improves the
energy efficiency of the home

Energy efficiency class A or B: double glazed windows, central heating, including auxiliary installations and boilers, air conditioning equipment

With Expresso Green you have many benefits

Interest rates between 6,75% and 16,79%

Tailored to your financial and personal situation

250.000 lei

Maximum loan value

Without guarantees

No real estate or vehicle guarantees

Simplified income documentation

For incomes from salaries or pensions reported to ANAF

Based on invoice or other accounting document

Received from the seller, plus another document stating the CO2 consumption, if you buy a car, or the classification in the energy efficiency class, if you buy housing equipment

What can you get with Expresso Green?
Beneficii

HERE'S ALL YOU NEED TO KNOW!

What does the Expresso Green Loan offer you?
  • Fixed interest rate for the entire lending period, between 6,75% and 16,79%, offered according to a number of elements taken into account in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability at the job, the constant income, the existence of a loan history and the way in which the loans held so far have been repaid, etc.
  • Loan of up to 250,000 Lei, without real estate guarantees
  • You don't need many documents! You come with the invoice (or other accounting document) received from the seller and another document showing the CO2 consumption, if you buy a car, or the energy efficiency class, if you buy housing equipment
  • If you buy a heat pump from Climatico you get a 5% discount.

You are safe for the entire loan period by taking out a life insurance policy that gives you and your family protection in the event of unforeseen events (unemployment, incapacity for work, total disability or death). The policy is concluded at the time of signing the loan agreement, for the entire loaning period.

A wide range of income is accepted for the Expresso Green Loan: salaries, pensions, dividends, royalties, rents, up to income from self-employment. You can get a higher amount if you also bring the income of a maximum of 3 co-borrowers.

Find all the necessary information by accessing Fees and commissions.

EXPRESSO GREEN LOAN: LONG-TERM BENEFITS AND INCREASED HAPPINESS.

EXPRESSO GREEN LOAN: LONG-TERM BENEFITS AND INCREASED HAPPINESS.

READY, HAVE YOU DECIDED?

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Campaign rules "Credit Card and Expresso Loan"

* The interest rate ranges between 6.25% and 17.79% and is offered to customers based on a series of elements taken into account in the analysis of the credit application, such as the conclusion of a life insurance policy, the history of the relationship with the bank, the length of service and stability at work, the constancy of income, the existence of a credit history and the way in which the loans held to date have been repaid, etc.

Representative example valid on 11.12.2025 calculated for an EXPRESSO Verde personal needs loan, worth 50,000 lei, granted for a period of 5 years and repaid in 60 equal monthly installments, with the option of contracting a package of products and services: fixed interest of 6.25%/year, APR 8.28%, the value of the first monthly payment amount of 1,037.47 lei, subsequently decreasing as a result of the decrease in the insurance premium, the total payable amount of 60,631.37 lei, which includes a file analysis fee of 200 lei, a monthly current account administration fee associated with the zero lei loan (cost valid for the period of holding a package of products and services) and life insurance: 0.13% per month, charged on the loan balance (if you opt for the insurance distributed by BRD, as an affiliated agent of the BRD Life Insurance Insurer). If you opt out of the product and service package, the monthly current account management fee becomes 8 lei. Details regarding product and service packages can be found here.

Fees and commissions.