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Expresso Verde - Green Personal needs loan from BRD
1. How much would you like to borrow? LEI

2. Over how many months do you want to pay the loan?

3. I want to collect my income into a BRD account

4. Upfront payment

First rate

0 LEI

Total payment amount

0 LEI

DAE

0 %

Interest rate

0

More loan details

See due date

Payment methods

Grace period

WHAT SUSTAINABLE PRODUCTS CAN YOU BUY WITH EXPRESSO GREEN

01

Electric and
hybrid cars

Plug-in type with carbon emissions below 50gCO2 / km

02

Green equipment
for personal mobility

Bicycles / electric bicycles, scooters / electric scooters, electric mopeds / scooters, etc.

03

Equipment that uses
renewable energy

Solar / photovoltaic panels, heat pumps, boilers, convectors, collectors and auxiliary installations, heat and electricity storage units produced from renewable sources, etc.

04

Equipment that improves the
energy efficiency of the home

Energy efficiency class A or B: double glazed windows, central heating, including auxiliary installations and boilers, air conditioning equipment

With Expresso Green you have many benefits

Interest rates between 8,75% and 15,79%

Tailored to your financial and personal situation

130.000 lei

Maximum loan value

Without guarantees

No real estate or vehicle guarantees

Simplified income documentation

For incomes from salaries or pensions reported to ANAF

Based on invoice or other accounting document

Received from the seller, plus another document stating the CO2 consumption, if you buy a car, or the classification in the energy efficiency class, if you buy housing equipment

HERE'S ALL YOU NEED TO KNOW!

  • Fixed interest rate for the entire lending period, between 8,75% and 15,79%, offered according to a number of elements taken into account in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability at the job, the constant income, the existence of a loan history and the way in which the loans held so far have been repaid, etc.
  • Loan of up to 130,000 Lei, without real estate guarantees
  • You don't need many documents! You come with the invoice (or other accounting document) received from the seller and another document showing the CO2 consumption, if you buy a car, or the energy efficiency class, if you buy housing equipment
You are safe for the entire loan period by taking out a life insurance policy that gives you and your family protection in the event of unforeseen events (unemployment, incapacity for work, total disability or death). The policy is concluded at the time of signing the loan agreement, for the entire loaning period.
A wide range of income is accepted for the Expresso Green Loan: salaries, pensions, dividends, royalties, rents, up to income from self-employment. You can get a higher amount if you also bring the income of a maximum of 3 co-borrowers.
Find all the necessary information by accessing Fees and commissions.
EXPRESSO GREEN LOAN: LONG-TERM BENEFITS AND INCREASED HAPPINESS.

EXPRESSO GREEN LOAN: LONG-TERM BENEFITS AND INCREASED HAPPINESS.

READY, HAVE YOU DECIDED?

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* The interest rate is between 8,75% and 15,79% and is offered to customers according to a number of elements considered in the analysis of the loan application, such as the history of the relationship with the bank, seniority and stability in the place of work, consistency of income, existence of a loan history and how loans held so far have been repaid, etc.

Representative example valid on 05.07.2022, calculated for an EXPRESSO Verde personal needs loan, amounting to 35,000 lei, granted for a period of 5 years and repaid in 60 equal monthly installments, with the option of contracting a package of products and services: fixed interest of 9.79% / year, APR 11.71%, the value of the first monthly payment amount 771.53 lei, subsequently decreases as a result of the decrease of the insurance premium, the total amount payable 45,639.33 lei, which includes commission file analysis 200 lei, monthly current account administration fee associated with the zero lei loan (cost valid during the holding of a package of products and services) and life insurance: 0.09% per month, charged to the credit balance (if you opt for insurance distributed by BRD, as an affiliated agent of the BRD Life Insurance Insurer). If you give up the package of products and services, the monthly current account administration fee becomes 6 lei. Details regarding the packages of products and services can be found on brd.ro/carduri şi conturi / current account packages.

Fees and commissions.