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Payments PFA

Daily banking
PAYMENTS

Save time for your business using the automatic payment services!

Save the most valuable currency that you have, your time!

Payments service advantages:

Time saving

by automating recurrent payment

Control

over the automatically transferred amounts between BRD accounts

Certainty

that the scheduled transfers are processed in due time

Standing Orders

The Standing Orders service ensures effective systematic payments by automatically processing them, depending on the frequency that you decide on.

Recurrent payments

 to merchants, partners, dealers etc. on fixed dates depending on the selected interval;

Permanent transfers

between the current accounts and the collector accounts.

Direct Debit (Simplis Debit)

Simplis Debit is a free service providing you an alternative to the classic methods for paying your invoices. Is the ideal solution for your business if you want to make systematic invoice payments to the services or utilities providers, insurance companies, etc.

Intrabank Direct Debit

- It's a free service
- It works by automatically debiting your account against the invoices issued by the service providers or utilities that have accounts opened at BRD. List of suppliers
- The mandate will be signed at the BRD headquarters
- You can define a variable amount (with or without maximum ceiling) or a fixed amount with which the account can be debited for the payment of invoices.
- The frequency of debiting the account with the invoice value is in accordance with the contract concluded with the service / utilities provider (weekly, bi-monthly, monthly, occasional).
- The payment of the invoice will be made on the basis of the Direct Debit Mandate and the Direct Debit Instruction, transmitted by the service / utilities provider, according to the contract concluded with it.

Interbank Direct Debit (SEPA Direct Debit)

- The service works by automatically debiting your account against the invoices issued by the service providers or utilities that have accounts opened at banks other than BRD. List of suppliers
- The mandate can be signed both at the BRD headquarters and at the offices of the service / utility providers
- You can define a variable amount (with or without maximum ceiling) or a fixed amount with which the account can be debited for the payment of invoices.
- The frequency of debiting the account with the invoice value is in accordance with the contract concluded with the service / utilities provider (weekly, bi-monthly, monthly, occasional).
- The payment of the invoice will be made on the basis of the Direct Debit Mandate and the Direct Debit Instruction, transmitted by the service or utility provider, according to the contract concluded with it.
- This service is commissioned according to the list of rates and commissions in force of the BRD, available on the site.

How to purchase this service:

- Apply online, following as soon as possible to be contacted by one of our Relationship Managers
- In order to activate the service, you must conclude a Mandate for Direct Debit on an interbank or interbank basis and ensure that, at each due date of invoices or other types of payments, you have sufficient funds in the account
- The Interbank Direct Debit Mandate (SEPA Direct Debit) can be activated on one of the two SEPA Direct Debit Schemes, CORE or B2B, depending on the option chosen by the service or utility provider.  List of suppliers and scheme to which they have adhered
- If you choose to sign the Mandate of Interbank Direct Debit (SEPA Direct Debit) at the offices of the providers of services or utilities, it is necessary to download and sign the Terms of Use Simpli Interbank Debit form and to send it to BRD.

Smart OP

SmartOP is a flexible, free of charge application created by BRD to provide support in the filling in of payment orders (simple payment orders or payment orders payable to State Treasury, currency payment order). Is the ideal solution for your business to reduce the time required for the manual filling in of standard forms.

What functionalities does SmartOP offer?

- filling in payment orders on your personal computer in a format established by the bank
- printing of payment orders and currency payment orders
- validates the number of characters for CIF/CUI and IBAN accounts
- validates the filling of mandatory fields
- keeps a history of drafted documents (completed or not) that can be reused.

You can find the SmartOP documents below.

SEPA payments

Starting December 15, 2019, we reduce and align the bank charges for companies:

- for payments in LEI and EURO, to beneficiaries from countries belonging to the single euro payment area (SEPA)*, with interbank ones in LEI in Romania.
- for EURO cash withdrawals from ATM / POS in the European Union, with those in Lei from other banks in Romania.

More information can be found in the Fees and Commissions Guide and on www.brd.ro

* The list of countries included in SEPA (Single Euro Payments Area) can be found at the following link:https://www.europeanpaymentscouncil.eu

BREXIT-Important information to know

Further to United Kingdom’s decision to withdraw from the European Union, please be informed that the transition period afferent to Brexit will end on the 31st of December, 2020.

BRD will not raise the fees and commissions for the credit transfer operations – payments in RON and EUR initiated to beneficiaries located in UK. This means that the fees and commissions applicable to such transfers will be the same as those applicable to transfers towards beneficiaries located in the Single EURO Payment Zone (SEPA).

For cash withdrawals with BRD cards (Individual and Business Cards) from ATM/ POS initiated in UK, the fees will be those applicable to withdrawals outside European Union. For more details please consult the Tax and Commission guides available here.

Commissions and other useful documents

Commissions operations companies download
User manual SmartOP download
SmartOP for Windows download
SmartOP for Mac download