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Progresso deposit

Deposit
Progresso deposit

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Increase your earnings progressively!

Benefits

Progressive interest rate

increasing quarterly, guaranteed throughout the agreement period

Withdrawing money

you have the possibility to withdraw money without losing the interest for the previous concluded quarters

Safety

your savings are guaranteed through the Deposit Guarantee Fund for individuals, up to the limit established by the law

Gratuities

in banking operations

Why to have the Progresso deposit?

The Progresso deposit in Lei, EUR or USD allows you to save money for three years, while benefitting from a progressive quarterly interest rate, guaranteed by the contract until the end of the period.

For the progresso deposit you have part of:

  • Attractive interest rate for savings in Lei or foreign currency: the interest rate increases quarterly and it is capitalized every quarter
     
  • Withdrawing money: In case you need the amount saved before the due date of the deposit (3 years), you withdraw money without losing the interest related to the quarters concluded and the standard current account interest for the quarter
     
  • Free: Most of the banking operations are free of charge: deposit account opening, current account opening (linked to the deposit), deposits and cash collections (except for the inter-banking fees), automatic transfer on the due date
     
  • Automatic transfer: The amounts saved are automatically transferred from the deposit into your current account on the maturity date
     
  • The 10%* (for residents in Romania) income tax is retained, respectively automatically transferred by the Bank
*starting with 1st of January 2018
General information note: For incomes obtained from investments realized starting with 2018, the taxpayers determine their tax obligations regarding the social contributions in accordance with the Fiscal Code’s provisions and with the instructions for filling in the 212 Form – Unique declaration on income tax and social contributions payable by Individuals. To establish your situation, please contact the Tax Administration office to which you belong.

Interest rates

See the list of commissions download
See the list of interest rates download

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