Investment funds

Small entrepreneur
Cards and accounts
Currency and monetary market
Newsroom
Capital markets
Subsidiaries and associated entities
Research Reports
CSR
Investors and shareholders
Custody, storage, issuers
Careers
SME^{< 1M Euro}
Loans
SME^{1-50M Euro}
Saving and investment
Agriculture
Corporate
Online banking

What to do:

We invite you to any BRD agency and express your wish to opt for PlanInvest in an open investment fund.
There is no minimum amount. Break the ice with an amount you're comfortable with.
Maybe you change your mind. We would not do it, but to help you with the decision we tell you that there is no period-level constraint. You can always have accumulated amounts without costs or penalties.

And, in order to dispel the concern about subscription/redemption commissions, we tell you that no matter what choice you make, you have zero subscription/redemption commissions.

Learn more about PlanInvest

INVESTMENT FUNDS include a wide range of benefits:

DIVERSITY

of placements

ATTRACTIVE YIELD

compared to the classic saving products

ASSISTANCE

and professional consultancy

COMMISSIONS

0 on subscription and redemption

Fixed income funds

UCITS* BRD Simfonia (denominated in RON) is an open investment fund, with investments mainly in fixed income instruments: deposits, certificates of deposit, government bonds, revo-repo contracts, bonds and money market instruments.

It is an investment alternative with high liquidity.

It offers diversification in terms of financial performance and low risk and does not invest in shares.

UCITS* BRD Simplu (denominated in RON) is an open-end investment fund, which aims to make investments of up to 100% in bank deposits, money market instruments and fixed income instruments. It is a highly liquid investment alternative.

It aims to obtain income through stable financial performance.

UCITS* BRD Euro Fond (denominated in EUR). It has a diversified portfolio, making investments predominantly on the bond markets in fixed income and monetary instruments. It is an investment alternative with immediate liquidity.

It offers diversification in terms of financial performance and minimal risk.

The Fund does not invest in shares.

UCITS* BRD USD Fond (denominated in USD) has a diversified portfolio, making investments predominantly on the bond markets in fixed income and monetary instruments.

It is an investment alternative with immediate liquidity, offering diversification in terms of financial performance and low risk.

The Fund does not invest in shares.

UCITS* BRD Obligatiuni (denominated in RON) is an open-ended investment fund, which aims to make investments on the market of fixed income instruments, especially the corporate bond market as well as other liquid assets (money market instruments, in securities admitted to the official share of a stock exchange, as well as in bank deposits at credit institutions, sight and term).

The fund does not invest in shares.

BRD Euro Simplu , open-end investment fund denominated in euro, which aims to make up to 100% investments in bank deposits, money market instruments and fixed income instruments. The objective of the fund is to obtain income through stable financial performance. Through the investments made, the fund aims to provide customers with high liquidity and diversification. The fund does not invest in shares.

It aims to obtain income through stable financial performance.

Equity and diversified funds

Equity funds

UCITS* BRD Actiuni Class A and E (denominated in RON and EUR) is an open investment fund that invests mainly in shares of Romania, up to 90% and 10% other assets with high liquidity such as: deposits, fixed income instruments, as well as financial instruments allowed by the legislation in force.

It aims to achieve relatively high financial performance while maintaining the investment over a longer time horizon.

UCITS* BRD Global Class A, E and USD (denominated in RON, EUR and USD) is an open-end investment fund with investments mainly in global equity markets, in particular by investing in exposure to tradable ETF-type UCITS that are exposed to the United States, Europe, Japan, as well as in other markets.

Strategic (long-term) allocation of the Fund in terms of asset classes: 75% of shares or equity securities issued by funds that invest mainly in shares and 25% and 25% of other assets such as deposits, fixed income instruments, as well as other financial instruments permitted by applicable law.

The fund will maintain a high degree of liquidity, taking into account the risk involved in investing in shares and the liquidity of the assets in the portfolio.

Diversified funds

UCITS* BRD Diverso Class A and E (denominated in RON and EUR) is an investment fund of diversified (mixed) type. It invests in several categories of financial instruments (equities, monetary and fixed income instruments, state and corporate bonds). It uses the investment strategy known in the speciality literature as Constant Proportion Portfolio Insurance (CPPI) which aims to limit, as far as possible, the losses that would be recorded in the event of the markets falling to the protected value (the maximum value recorded in the previous 12 months).

Current date, except for the period immediately following the authorization of the prospectus when the maximum value for the period between the authorization date and the current date will be taken into account. Allows obtaining relatively stable financial performances (the stability offered by the fixed income and monetary instruments is combined with the higher dynamics). Wide range of equity instruments).

BRD Oportunități (Class RON, Class EUR and Class USD) Open-end investment fund denominated in both RON, EURO and USD, with a flexible investment allocation, being able to invest both in Romania and on global markets. The Fund's strategic allocation is 60% shares and 40% other assets, but it may deviate significantly from it. The objective of the fund is to obtain favorable long-term returns, by capitalizing on investment opportunities in the financial markets of stocks, bonds and monetary instruments. Through the investments made, the fund aims to provide customers with high liquidity and diversification.

Funds with a predetermined time horizon

BRD Orizont 2035 (denominated in RON and EUR) Open-end investment fund with a predetermined time horizon (2035) and dynamic asset allocation. The fund will have a higher risk / return profile in the first years of investment, when the investment horizon is far away, thus offering investors the opportunity to have increased exposure to shares. As the time horizon to the target date decreases, the Fund will increase its allocation to low risk / return assets, such as bonds and money market instruments, to reduce risk and increase predictability.

The objective of the fund is to obtain favorable long-term returns, as well as to gradually limit the volatility of the portfolio in order to preserve the value as the Fund approaches the target date.

Through the investments made, the fund aims to provide customers with high liquidity and diversification.

BRD Orizont 2045 (denominated in RON and EUR) Open-end investment fund with a predetermined time horizon (2045) and dynamic asset allocation. The fund will have a higher risk / return profile in the first years of investment, when the investment horizon is far away, thus offering investors the opportunity to have increased exposure to shares. As the time horizon to the target date decreases, the Fund will increase its allocation to low risk / return assets, such as bonds and money market instruments, to reduce risk and increase predictability.

Through the investments made, the fund aims to provide customers with high liquidity and diversification.

Find more about investment funds HERE.

Open-end investment funds are investment alternatives with different potential returns, correlated with the degree of risk assumed.

Risk of BRD Simfonia fund is low
Risk of BRD Simplu fund is low
Risk of BRD Euro Fund is medium-low
Risk of BRD USD Fund is medium-low
Risk of BRD Obligatiuni is medium-low
Risk of BRD Diverso Class A and E is medium-low
Risk of BRD Actiuni Class A and E is medium-high
Risk of BRD Global Class A, E and USD is medium-hig
Risk of BRD EURO Simplu fund is low
Risk of BRD OPORTUNITATI fund is medium-high
Risk of BRD ORIZONT 2035 fund is medium-high
Risk of BRD ORIZONT 2045 fund is medium-high

*UCITS = Undertakings for the Collective Investment in Transferable Securities

Search form

Investment
Investment funds

Your plans start with desires and are made through investments!

What to do:

INVESTMENT FUNDS include a wide range of benefits:

Fixed income funds

Equity and diversified funds

Equity funds

Diversified funds

Funds with a predetermined time horizon

Open-end investment funds are investment alternatives with different potential returns, correlated with the degree of risk assumed.

Commissions

Search form

Investment Investment funds

Your plans start with desires and are made through investments!

What to do:

INVESTMENT FUNDS include a wide range of benefits:

Fixed income funds

Equity and diversified funds

Equity funds

Diversified funds

Funds with a predetermined time horizon

Open-end investment funds are investment alternatives with different potential returns, correlated with the degree of risk assumed.

Commissions

Investment
Investment funds