Financing
Business credit Card

You have access any time to a source of funds made available by the bank

Choose the BRD Business credit Card for the progress of your business!

BRD BUSINESS CREDIT CARD brings you a wide range of banking and extra-banking benefits.

How it works?

The BRD Business credit Card is the ideal solution for your business when you don’t want to use your own equity to cover the current needs of the company (consumables, furniture etc.). It gives you access to a line of credit without interest in the grace period for payments made by card directly to the merchants

What operations can be made with this type of card?

Payment at the merchants (with no interest) including online
Payment of utility bills;
Cash withdrawal at any cash dispenser;
Consulting the account balance;
Consulting the latest 10 card operations;
Changing the PIN at any ATM.

What are the main characteristics of the product?

Embossed card issued under the MasterCard logo;
Use area: national and international;
Validity: 2 years with possibility of renewal;
VAvailable balance: credit limit granted by the bank;
Grace period: up to 46 days ;
Minimum amount to be repaid on a monthly basis: 10% of all the performed transactions

Utilization limits:

The bank may establish daily utilization limits for card operations.

But you can change the standard utilization limits through a written request, filed in any BRD agency. This way, you can control much easily the card operations made by your employees.

Standard use limits for Business Cards

Extra-benefits

BRD Business credit card extra-benefits:

Free services of travel insurance abroad;
Possibility to recover the VAT paid cross-border;
Access to Premium & Business MasterCard Program.

Acces to Business Lounge

Enjoy unlimited and free access to Business Lounges within the Priority Pass network, provided that transactions totaling at least RON 1,000 are made at POS or via e-commerce (excluding bank transfers), settled in the previous month, but no later than 4 days before lounge access.
How can you access the lounge?
You have two options:

Present your physical Mastercard Corporate card at the entrance (cards stored in digital wallets are not accepted).
Scan the QR code from the Priority Pass app.

You can obtain your digital Priority Pass card by enrolling your BRD card in the Priority Pass app, which you can download from the App Store / Google Play or access via www.prioritypass.com, where you can view:

Information about lounge locations
Available restaurants and services

See the guide.
Access is permitted only for valid cards (the card must not be blocked, reported lost or stolen, and must be enabled for payment transactions).
The offer is valid until 31.12.2026.
Please consult the terms and conditions.
You can view the list of Business Lounges here.

Did you know that you can recover the foreign VAT?

You can choose to recover the VAT paid cross-border, provided through an external partnership with TaxBack International.

BRD and Taxback International provide to the business card holders a complete, fast and efficient VAT recovery service.

All you need to do is access the page Taxback International. For this service Taxback International charges a processing fee, percentage of the amount reimbursed, at the end of the procedure. No commissions are charged in advance and the assessment of reimbursable amounts is a free service.

Payments over the Internet secured by 3D-Secure

For extra safety in using the Business Cards online at the merchants that display the logos , we recommend you to activate free of charge 3D Secure, the highest standard of security of online payments.