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Expresso

FIND OUT RATES AND COMMISSION OF THE EXPRESSO LOAN

1. How much would you like to borrow? LEI

2. Over how many months do you want to pay the loan?

3. I want to collect my income into a BRD account

5. Îmi iau și card de credit BRD

First rate

0 LEI

Total payment amount

0 LEI

DAE

0 %

Interest rate

0

More loan details

See due date

Payment methods

Grace period

ENJOY MANY BENEFITS WITH THE EXPRESSO LOAN

Fixed interest
6,5%

For loans over 75,000 lei, if you collect your income into a BRD account and purchase a Credit Card

Without evidence
of income

If you are employed and have the income registered at ANAF

5 years

Maximum loan period

130,000 lei

Maximum amount financed

Up to 6 months

Grace period, for capital payment time in which you pay only interest and life insurance

Life insurance
attached to the loan

For which you pay 0.09% monthly applied to the balance (if you opt for the life insurance distributed by BRD, as an affiliated agent of BRD life insurance)

Here is everything you need to know!!

A wide income range is acceptable for Expresso Loan: salaries, pensions, dividends, royalties, rents, up to incomes from independent activities. You can get a larger amount if you also bring up to 3 co-borrowers
All the checks related to your salary income are now fully automatic, without the need for proof of income from the employer. This simplified procedure allows us to grant you loan much faster and with a minimum number of documents.

Only if the information retrieved from ANAF is not complete, we reserve the right to request supporting Income statement template.
You are safe throughout the entire loan period by opting for a life insurance that gives you and your family protection against unforeseen events (unemployment, incapacity for work, total disability or death). The policy is established when the loan agreement is finalized, for the entire loan period.
  • Fixed interest for the entire loan period, from 6,5%
  • Preferential interest rate if you collect your salary in the account at BRD and you also purchase a Credit Card (campaign valid between February 18 and April 5, 2021)
  • Loan of up to 130,000 Lei, without guarantees, or, if you need a larger amount, adapted to your needs, Expresso NonStop in Lei offers you the financing you need.
  • You can opt for a partial grace period, during which no capital is paid, up to 6 months
You will find the necessary information at Fees and commissions

GET YOUR EXPRESSO LOAN IN 3 SIMPLE STEPS

01

Fill out
the form

Leave us your details in the form below or come to the nearest BRD agency for the financing offer that suits you.

02

Sign the
documents

Complete the ANAF query agreement **, if you get income from wages, otherwise, the income documents are required.

03

Finalize the
contract

After the loan approval, we conclude the loan agreement and make your funds available in your current account.

ARE YOU INTERESTED? DON'T HESITATE, APPLY NOW!

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*Representative example valid on 18.02.2021, calculated for an EXPRESSO personal needs loan, amounting to 75,100 lei, granted for a period of 5 years and repaid in 60 equal monthly installments, with the collection of income in BRD account and contracting a package of products and services, as well as a Credit Card: fixed interest of 6.50%, APR 7.97%, the value of the first monthly amount 1,537 lei, subsequently decreases as a result of the decrease of the insurance premium, the total amount payable 90,535.86 lei , which includes file analysis fee 200 lei, monthly current account administration fee associated with the zero lei loan (cost valid during the holding of a package of products and services) and life insurance: 0.09% per month, charged to the loan balance (if you opt for the insurance distributed by BRD, as an affiliated agent of the BRD Life Insurance Insurer).

 

Representative example for the credit line attached to the Standard Credit Card, amounting to 5,000 lei, for 4 years: fixed interest 26% per year, APR: 30.82%, card administration fee: 50 lei / year, total amount payable: 10,403 , 56 lei, the minimum amount of monthly payment is 3.5% of the balance used, minimum 20 lei.

Before making the decision to borrow, analyze the characteristics and implications of the loan. Make sure you understand the risks associated with loan agreements, especially with regard to your income fluctuation.

 

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