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Interest rate

7.72% fixed interest rate for loans over 90,000 lei and if you collect the income into a BRD account

No papers

without an income certificate or other evidence of salary income or pensions

5 years

loan period

130.000 lei

maximum amount funded


What does the Expresso loan offer you?

- You can opt for a partial grace period during which no capital is paid for up to 6 months.
- Personal needs loan without mortgages providing you with funding up to 130,000 LEI or if you need a larger amount, tailored to your needs, ExpressoNonStop in Lei offers the financing you need;
- You can contract the loan in LEI for up to 5 years, with an attractive fixed interest rate.


What type of income do you need in order to obtain the loan?

A wide range of income types are accepted: salary, pensions, dividends, copyright, rents, freelancing activities. You can obtain a higher amount if also bring in the income of maximum 3 co-borrowers.

*For salary and pension incomes, based on the ANAF reference agreement.


How can you relax for the entire credit period?

You are safe for the entire credit period through the conclusion of a life insurance, which offers you and your family protection in case of unforeseen events (unemployment, incapacity for work, total disability or death). The policy is concluded at the time of signature of the loan agreement, for the entire credit period. Insurance premiums are paid monthly, along with the loan instalment.


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