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Business Credit Card PFA

Credit Business

Access anytime to a credit card provided by BRD.

Save the most valuable currency that you have, your time!

Business credit Card advantages:


you have access any time to a loan provided by the bank

ZERO interest

During the grace period for payments to the merchants


Travel insurance free of charge

ZERO commission

for payments by card, including online


over the purchases made 


for Corporate credit cards

How it works

The Business Credit Card is a practical and convenient payment instrument that covers your current needs through a two-year credit line with possibility of extension.

The Business Credit Card is the ideal solution for your business when you don’t want to use your own funds to cover the current needs of the company (supplies, furniture etc.), use the BRD Business credit Card that gives you access to a credit line with grace period, without interest, in case of payments by card directly to merchants.


What operations can I perform with this type of card?

- Payment at the merchants (without interest), including in the online environment
- Payment of invoices
- Cash withdrawal at any cash dispenser
- Consulting the account balance available
- Checking the last 10 transactions performed with the card
- Changing the PIN code at any ATM


Additional benefits

What additional benefits does the Business credit card offer to me?

- Free insurance services when travelling abroad
- Possibility to recover the foreign VAT
- Access to Premium & Business MasterCard Program


BRD Concierge

Travel organization: information for planning travel abroad, accommodation and booking services, travel tips.

Booking tickets for shows sold out in major cities and tourist destinations.

Legal guidance information: providing information related to the name, address, telephone numbers of lawyers and legal consultants.
The BRD Concierge team is available 24/7, at the phone number +40737.410.101 or at the e-mail address


Free Lounge

Only by presenting your business credit card and the airplane ticket, you’ll have free and unlimited access to:
- Avram Iancu airport’s lounge from Cluj and Traian Vuia airport’s lounge from Timişoara

The Business Lounges from Avram Iancu Cluj Napoca International Airport are temporarily closed due to works expansion, the completion period being February 2024.



- Embossed card, issued under the MasterCard logo
- Usage area: national and international
- Currency: LEI
- Validity: 2 years, with the possibility of renewal
- Available balance: credit limit granted by the bank
Grace period: up to 46 days
- The minimum amount to be repaid monthly: 10% of all the transactions

What are the limits of use?

The Bank may establish daily utilization limits for the operations performed by card.

We allow you to change the standard utilization limits by a written request, filed in any BRD agency.

Standard use limits for Business Cards

Extra-banking services

How can I recover the foreign VAT?

You can choose to recover the VAT paid cross-border, provided through an external partnership with TaxBack International.

BRD and Taxback International provide to the business card holders a complete, fast and efficient VAT recovery service.

All you need to do is access the page Taxback International. For this service Taxback International charges a processing fee, percentage of the amount reimbursed, at the end of the procedure. No commissions are charged in advance and the assessment of reimbursable amounts is a free service.

Additional security in making online payments
For extra safety in using the Business cards online at the merchants that display the logos  MasterCard SecureCode Verified by VISA , your card is activated automatically and free in 3D Secure Standard, the highest standard of security of online payments.