you have access any time to a loan provided by the bank
During the grace period for payments to the merchants
Travel insurance free of charge
over the purchases made
for payments by card, including online
The Business Credit Card is a practical and convenient payment instrument that covers your current needs through a two-year credit line with possibility of extension.
The Business Credit Card is the ideal solution for your business when you don’t want to use your own funds to cover the current needs of the company (supplies, furniture etc.), use the BRD Business credit Card that gives you access to a credit line with grace period, without interest, in case of payments by card directly to merchants.
What operations can I perform with this type of card?
- Payment at the merchants (without interest), including in the online environment
- Payment of invoices
- Cash withdrawal at any cash dispenser
- Consulting the account balance available
- Checking the last 10 transactions performed with the card
- Changing the PIN code at any ATM
What additional benefits does the Business credit card offer to me?
- Free insurance services when travelling abroad
- Possibility to recover the foreign VAT
- Access to Premium & Business MasterCard Program
Only by presenting your business credit card and the airplane ticket, you’ll have free and unlimited access to:
- Avram Iancu airport’s lounge from Cluj
- Traian Vuia airport’s lounge from Timişoara
- VISA North Satellite Lounge from Henri Coanda airport in Bucharest, also for a companion
Characteristics of the Business credit Card
- Embossed card, issued under the MasterCard logo
- Usage area: national and international
- Currency: LEI
- Validity: 2 years, with the possibility of renewal
- Available balance: credit limit granted by the bank
- Grace period: up to 46 days
- The minimum amount to be repaid monthly: 10% of all the transactions
What are the limits of use?
The Bank may establish daily utilization limits for the operations performed by card.
We allow you to change the standard utilization limits by a written request, filed in any BRD agency.
How can I recover the foreign VAT?
You can choose to recover the VAT paid cross-border which is ensured through an external partnership with the company TaxBack.com. All you have to do is to access the page brd.vat.taxback.com and to hold a BRD Business card.
Additional security in making online payments
For extra safety in using the Business cards online at the merchants that display the logos and/or , your card is activated automatically and free in 3D Secure Standard, the highest standard of security of online payments.
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We would like to remind you that BRD - Groupe Societe Generale has not requested and will never ask any of your authentication data (user code, password or password token) or confidential information related to your card (card number, expiration date, security code or PIN) by phone, nor e-mail or SMS.
These confidential data will be used only for the internet banking authentication or for online payments.
At the same time, if you notice a different appearance of the usual MyBRD Net application (ex. A notification message that the page is unavailable and you are invited to log in again, or to sync your token device), please stop the authentication process immediately and contact as soon as possible through MyBRD Contact tel: 021 302 6161.
Always with you,
Your bank. Your team