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Business credit Card

Flexibility 

you have access any time to a loan provided by the bank

No interest

During the grace period for payments to the merchants

Insurance

Travel insurance free of charge

Control

over the purchases made 

No fee

for payments by card, including online

How it works

The Business Credit Card is a practical and convenient payment instrument that covers your current needs through a two-year credit line with possibility of extension.

The Business Credit Card is the ideal solution for your business when you don’t want to use your own funds to cover the current needs of the company (supplies, furniture etc.), use the BRD Business credit Card that gives you access to a credit line with grace period, without interest, in case of payments by card directly to merchants.

What operations can I perform with this type of card?

- Payment at the merchants (without interest), including in the online environment
- Payment of invoices
- Cash withdrawal at any cash dispenser
- Consulting the account balance available
- Checking the last 10 transactions performed with the card
- Changing the PIN code at any ATM

What additional benefits does the Business credit card offer to me?

- Free insurance services when travelling abroad
- Possibility to recover the foreign VAT
- Access to Premium & Business MasterCard Program

Free Lounge

Only by presenting your business credit card and the airplane ticket, you’ll have free and unlimited access to:
- Avram Iancu airport’s lounge from Cluj
- Traian Vuia airport’s lounge from Timişoara
- VISA North Satellite Lounge from Henri Coanda airport in Bucharest, also for a companion

Characteristics of the Business credit Card

- Embossed card, issued under the MasterCard logo
- Usage area: national and international
- Currency: LEI
- Validity: 2 years, with the possibility of renewal
- Available balance: credit limit granted by the bank
Grace period: up to 46 days
- The minimum amount to be repaid monthly: 10% of all the transactions

What are the limits of use?

The Bank may establish daily utilization limits for the operations performed by card.

We allow you to change the standard utilization limits by a written request, filed in any BRD agency.

Extra-banking services

 

Octet- safe purchases from international suppliers

Through our partnership with Octet Europe, you have access to an online trade platform that supports you in making safe purchases from international suppliers.

All existing companies in the platform are rigorously checked from enrollment. This way you benefit from both expanding your supply chain and, good risk management that may arise in international trade.

When you pay with your BRD Business Credit Card by Mastercard you will get a 10% discount from the standard processing fee, charged by Octet for payments performed on its platform.

For more details click HERE.

 

How can I recover the foreign VAT?

You can choose to recover the VAT paid cross-border, provided through an external partnership with TaxBack International.

BRD and Taxback International provide to the business card holders a complete, fast and efficient VAT recovery service.

All you need to do is access the page Taxback International. For this service Taxback International charges a processing fee, percentage of the amount reimbursed, at the end of the procedure. No commissions are charged in advance and the assessment of reimbursable amounts is a free service.

 

Additional security in making online payments

For extra safety in using the Business cards online at the merchants that display the logos MasterCard SecureCode Verified by VISA, your card is activated automatically and free in 3D Secure Standard, the highest standard of security of online payments.