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BRD Credit Card

CREDIT CARD BENEFITS FOR YOU TO ENJOY

ENJOYING YOUR CREDIT CARD BENEFITS? HOW ABOUT SOME EXTRABENEFITS?

Details & costs

Find out all detials here
Installments mechanism and grace period details
Refinancing campaign rules
Commissions guide for individuals

Installments by SMS

You can set the installments of your expenses easily through SMS. More details here

Extended installments
up to 36 months

With one phone call to MyBRD Contact, you can accumulate more expenses of at least 200 lei in a single interest rate plan with a reduced interest rate of 16.9% per year.

Grace period

Up to 55 days, with 0 interest, if the due amount is paid in full (without future due installments). Valid for transactions at merchants.

Refinancing in 36
interest-free rates **

Come with any shopping card from other banks and you can refinance it in 36 interest-free rates. Find out all the steps here.

Only 3.5%

mandatory minimum amount from the balance used, minimum 20 lei.

Up to -10%

  • Up to -10%

Up to-15%

  • Up to-15%

Up to -20%

  • Up to -20%

Up to -50%

  • Up to -50%

EVERYTHING YOU NEED TO KNOW ABOUT THE BRD CARD

01

Receive your
card at home

You don't have to come to the bank to pick up your card unless you want to say hello. We deliver it directly to your home because we know how important your time is.

02

Quick contactless
payments

For payments of up to 100 lei you only need to bring the card closer to the payment terminal without typing THE PIN code.

03

Receive the PIN
safely by SMS

We take care of your data to be fully secured, so you receive the PIN by SMS. If you want, you can easily change it at any BRD ATM. Everything is safe, easy and flexible.

04

Shop' till you drop

Enjoy 10 transactions and a maximum total of 8,000 lei with your Standard Credit Card. With your Gold Credit Card you have 10 transactions included and a total of 15,000 lei per day.

05

Extra cards

You can request up to 4 additional cards for your loved ones.

06

Secure online
payments

Your card can be used for shopping, paying bills, reservations directly from the Internet, in conditions of maximum security, being automatically enrolled in the security standard 3DSecure.

01

Receive your
card at home

You don't have to come to the bank to pick up your card unless you want to say hello. We deliver it directly to your home because we know how important your time is.

02

Quick contactless
payments

For payments of up to 100 lei you only need to bring the card closer to the payment terminal without typing THE PIN code.

03

Receive the PIN
safely by SMS

We take care of your data to be fully secured, so you receive the PIN by SMS. If you want, you can easily change it at any BRD ATM. Everything is safe, easy and flexible.

04

Shop' till you drop

Enjoy 10 transactions and a maximum total of 8,000 lei with your Standard Credit Card. With your Gold Credit Card you have 10 transactions included and a total of 15,000 lei per day.

05

Extra cards

You can request up to 4 additional cards for your loved ones.

06

Secure online
payments

Your card can be used for shopping, paying bills, reservations directly from the Internet, in conditions of maximum security, being automatically enrolled in the security standard 3DSecure.

STANDARD CARD SOUNDS COOL? HOW ABOUT THE GOLD CARD

Higher limits

For the Gold Credit Card, the minimum amount granted is 5,000 lei and the maximum limit is 60,000 lei.

Free airport
access

You have free and unlimited access to lounges at partner airports (Henri Coandă Bucharest, Cluj, Timișoara, Sibiu and Vienna).

Merchant discounts

Discounts to all merchants included in the Mastercard Premium program.

Free travel
insurance

For the whole family, with the possibility of cancellation for foreign trips departing from Romania.

BRD Concierge

Dedicated services one phone call away. Travel planning: useful travel information such as accommodation, booking services and travel tips. Book tickets to sold out shows and tourist destinations. Legal guidance: access to lawyers and legal consultants contact information.

Find out more! Gold
ONE CREDIT CARD, A WIDE RANGE OF POSSIBILITIES

ONE CREDIT CARD, A WIDE RANGE OF POSSIBILITIES

EVERYTHING YOU NEED TO KNOW

How can I reimburse your expenses in installments without interest by SMS?
Step 1: You are up to date with your account.

Step 2: You can optimize your budget.

Step 3: Choose the number of installments

Step 4: We’ll keep you updated.

Find out more here.
For each card there is both a minimum and a maximum credit line that you can take. As a general condition, the credit line granted is 6 net monthly income. For the Standard Credit Card, the minimum amount granted is 1,000 lei, and the maximum limit is 25,000 lei. For the Gold Credit Card, the minimum amount granted is 5,000 lei and the maximum limit is 60,000 lei.
For the Standard Credit Card you can have 10 transactions and a maximum of 8,000 lei. For the Gold Credit Card you have 10 transactions and a total of 15,000 lei.
You can make 10 transactions of maximum 4,000 lei per day with the Standard Credit Card and 10 transactions of maximum 8,000 lei per day with the Gold Credit Card.
The credit card is valid for 4 years.

SPECIAL BRD CARD OFFERS YOU CANNOT IGNORE

A single Credit Card, countless possibilities. Keep up to date with all the offers that we bring together with our partner vendors.

See all offers!
Oferte

WE'LL TELL YOU HOW TO USE YOUR CARD IN A SMART WAY

We compiled for you a wish list that might come in handy. Choose what you desire from the list below and find out our recommendations.

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INTERESTED? APPLY NOW FOR THE BRD CREDIT CARD

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BRD

Rate mechanism and grace period details

Refinancing campaign rules

Standard offer 6 installments without interest for payments of at least 200 lei at merchants or online (both in Romania and international).

For refinancing the standard offer is 36 installments with an interest rate of 16.9% p.a. Promotional offer available until 31.12.2023.

Representative example for a credit line attached to the Standard Credit Card, with a value of 5,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.82%, card administration fee: 50 lei / year, total value payable: 10.403,56 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Representative example for a credit line attached to the Gold Credit Card, with a value of 20,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.43% card administration fee: 150 lei / year, total value payable: 41.414,17 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Both the list of partner vendors and the discount values may be subjected to change.

Commissions guide for individuals