MyBRD Net is the perfect solution, whatever your lifestyle, where time and accessibility are key criteria.
MyBRD Mobile, an intuitive application that you will use without any problem even if you have never used a mobile banking service!
The remote banking service provides you with information on your bank accounts directly from your mobile phone.
MyBRD Contact is a service which allows you to quickly make your current operations through the phone.
30 years fixed interest from 7.75%
provided by the escrow account for the pre-contractual advance that you pay to the seller so you're sure you can recover it if needed
you can choose the type of interest: fixed or variable and fixed throughout the first 5 years and thereafter variable
validity of pre-approval, to have time to find your dream home
you can request an additional loan of up to 20% of the initial loan for valuation, notary or home renovation purchased
Now you can opt for an interest:
In addition, you get:
- Lei funding for a period not exceeding 30 years
- constant or decreasing reimbursement rates
* Thus, your monthly payment amount remains unchanged for the entire loan period so that you can you can enjoy your new home without worrying about a possible increase in rates.
The minimum down payment required is 15% or 20%, depending on the debt to ratio and property type (for lands the down payment is 35%).
Do you need guarantees?
If you want to purchase a home, you can guarantee the loan of the property you want to buy it, or another owned by you or any third party. If construction of buildings, the loan guarantee may consist of land and housing are going to build.
We finance up to 85% from the investment value.
Be relaxed for the entire loan period!
offers you and your family protection in case of unforeseen events (total and permanent invalidity or death from any cause). The policy is concluded at the time of signature of the loan agreement, for the entire loan period.
for the real estate property brought as guarantee. In the case of loans extended for the construction, modernization, finishing of the construction, an insurance covering the risk of failing to finish the construction will also be included.
the payment of the related premium involves a minimum effort, as it is paid on a monthly basis, along with the loan instalment.
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We would like to remind you that BRD - Groupe Societe Generale has not requested and will never ask any of your authentication data (user code, password or password token) or confidential information related to your card (card number, expiration date, security code or PIN) by phone, nor e-mail or SMS.
These confidential data will be used only for the internet banking authentication or for online payments.
At the same time, if you notice a different appearance of the usual MyBRD Net application (ex. A notification message that the page is unavailable and you are invited to log in again, or to sync your token device), please stop the authentication process immediately and contact as soon as possible through MyBRD Contact tel: 021 302 6161.
Always with you,
Your bank. Your team