YOU Save Junior


YOU Save Junior

Savings account for minors.

Apply online

Start saving early for your child!

YOU Save Junior includes a wide range of banking and extra-banking products and services.

SIMPLE

no minimum amount at account opening

FIXED INTEREST RATES

periodically reviewed by the bank

SAFETY

your savings are guaranteed by the Deposits Guarantee Fund

FREE

deposits, receipts and account opening

What is YOU Save Junior?

Saving is important because it is the way you can sustain your projects and plans designed for the minors in your family. It's easier to save if you do it at your own pace. This is how the savings account from BRD, YOU Save Junior, dedicated to minors under 18, works.

YOU Save Junior is a safe way to save, being available in LEI.

 

What does YOU Save Junior allow you to do?

- Open an account from the very birth of your child, in his name

- Access to the savings in the account within processing time limits

- Deposit money anytime, while respecting the maximum amount limit

- Interest monthly paid in the account

- Free of charge operations: account opening, account closure, cash deposit, intrabank and interbank receipts

- At the age of 18 the amount saved remains in the account and will benefit from the advantages of a YOU Save savings account.

 

Minors under 14 years: will be identified on the basis of their birth certificate/ identity card (valid for 2 years) and their parent/ legal guardian on the basis of their identity card.

Minors over 14 years: both the minor and the parent/ legal guardian must identify themselves on the basis of the original identity card. In order to clarify the status of the parent/ legal guardian, additional documents may be required, such as: minor's birth certificate (clarification of name/parental status), other supporting document (e.g. Court order to prove guardianship).

 

 

 

Savings accounts*
interest (%/ year)
RON
YOU Save Junior
Available only in BRD branches
2,50%
Minimum amount /
in account
0 / 500.000
YOU Save
Can be opened in BRD branches and YOU BRD
2,00%
Minimum amount /
Maximum amount in account
0/ N/A

 

 

 

 

Interest rates

See the list of commissions download
See the list of interest rates download