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Credit line

Flexibility

in repayment, according to the company's revenues

Optimization

of paid interest based on reimbursements of principal

 Clear planning

of monthly expenses, if you choose a non-revolving credit line

Credit line (revolving or non-revolving with installments) 


How does it work?
The credit line is a short-term credit facility attached to the current account of the company, to streamline cash flow or to cover current working capital needs.
You can refinance outstanding loans from other banks.

What is the loan period?
- Up to 12 months or 24 months with monthly installments in case of PFA.
- Up to 12 months revolving or monthly installments in case of Liberal Professions.

How do I get a refund?
Revolving credit lines do not require the repayment of the capital during the availability of the loan, but only the payment of monthly installments and commissions. This credit line offers the possibility of extending maturity without repayment being required.

Non-revolving credit lines can be repaid in monthly installments of equal or decreasing values, according to the repayment schedule.
The structura of guarantee is flexible, including mortgage guarantees on equipment, machinery, buildings, and the FNGCIMM guarantee.