Attention to the new typology of spoofing fraud, which involves the fraudulent use of phone numbers associated with BRD. People who claim to be employees of the bank falsify, with the help of some software, the phone numbers associated with BRD (eg: TelVerde or card emergency numbers), during phone calls in which personal or confidential data is requested. It is important not to comply with requests to disclose confidential data, regardless of the pretext used by the caller. Stay alert and report suspicious situations to us immediately by accessing the MyBRD Contact service.
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Find out more »Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Find out more »Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Find out more »Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Find out more »Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Find out more »News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Find out more »is an online cultural publication that shapes the portrait of the new generation of creators
Find out more »is an editorial project dedicated to the pre-university education created by DoR and BRD
Find out more »Find here our mass media contacts
Find out more »We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Find out more »We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Find out more »We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Find out more »Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
Find out more »Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Find out more »As of September 14, 2019, the PSD2 directive of the European Union was implemented, requiring Strict Customer Authentication for all electronic payments. The directive aims to protect users by requiring financial service providers to use at least two of the three existing types of identity authentication to validate payments. Authentication methods are either based on knowledge (e.g .: passwords), possession (e.g .: SMS) or identity (biometric authentication, e.g .: fingerprint). Thus, electronic payments will require authentication by using at least two of the above elements.
Strict customer authentication requirements apply to all payment cards issued in the European Economic Area and to merchants and service providers established in the European Economic Area.
During the online payment, as before, you will have to enter the card details and click on the payment button. In the next step, you have two validation methods:
It is good to know that there may be exceptions in which you will not be asked to validate the payment.
Because push notifications from MyBRD Mobile require an internet connection, you will not receive the push message, but you can validate the transaction using a unique SMS code, to which you will add an additional password that only you will know.
You will not be required to enter your card details again, but authentication will be mandatory, unless when BRD applies exemptions.
We expect the strong customer authentication for online shops and merchants in the European Economic Area to reduce the fraud of such payments. However, it is still recommended to block your card if you detect any suspicious activity.
The second directive of payment services, respectively its transposition into national legislation, Law no. 209/2019, introduces new rules regarding contactless payments, for which the strong customer authentication is requested, as follows:
It might occur that a POS terminal is not yet updated according to the new regulations. In this case the payment can be rejected, although the card is active and functional. Should this happen, you just need to perform the payment by inserting the card in the POS terminal and using the PIN.
According to the regulations in force, there may be situations in which authentication is not required during the payment process, such as: in the case of cards previously saved in merchants' applications / websites, recurring payments, subscriptions but also depending on the payment history to the merchant concerned or the amount of the payment.