Loan 10

Personal needs loan for financing up to 100% of your student-related expenses (books, rent, PC, printer etc.).

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Loan 10
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Flexibility

for repayment by constant or decreasing instalments

Preferential

interest rates

ZERO

down payment

Partial grace period

up to 12 months, when you pay only the interest, the fees, and the insurance premium

What does the Loan 10 offer you?

You can get a loan up to 13,000 RON, without guarantees, for a maximal period of 10 years, with a fixed interest rate throughout the loan period.

The loan is offered to students in the last two years of university or masters / PhD / Postgraduate at a university in Romania (accredited by the Ministry of Education and Research) or students with scholarship abroad.

Incomes

What type of income do I need, in order to obtain the loan?

You can get the loan even though you do not have any income. In both cases, you must bring at least 1 co-borrower.

A large range of revenues are accepted: salary, pensions, dividends, copyright, rents, income from freelance activities.You can obtain a higher amount if also bring in the income of minimum 1 co-borrower..

Guarantees

Do I need guarantees?

In case of Credit 10, the only guarantee is the security on your accounts opened with BRD.

Safety

How can relax for the entire credit period?

You are safe for the entire credit period through the conclusion of a life insurance, which offers you and your family protection in case of unforeseen events (unemployment, temporary incapacity for work, total and permanent invalidity due to any cause or death of any cause). The policy is concluded at the time of signature of the loan agreement, for the entire credit period. Insurance premiums are paid monthly, along with the loan instalment.

Commissions

See the list of fees  download