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Atucont

Savings account
Atucont

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Guaranteed by the Deposit Guarantee Fund

The ATUCONT savings account brings you a wide range of benefits.

SIMPLE

no minimum amount at account opening

GRATUITIES

various banking operations

FIXED INTERESTS RATES

quarterly established

 

What does Atucont offer you?


- You can deposit money, you can receive money intra and interbank, you can withdraw cash and transfer money into your current account within processing time limits

-  Interest paid in the account on a quarterly basis

-  Free banking operations: account opening, account closure, cash deposits, intra and inter-banking collections, transfers into your current account at BRD

-  You can opt for standing orders service; in this way you can save monthly, automatically transferring a part of your salary

-  Interest revenues: according to the legislation in force, for the revenues resulted from interests (saving products), the Bank has the obligation to calculate, withhold at source and pay to the State Budget the related tax. The applicable withholding tax rate is as follows:

  • 10%*, in the case of revenues obtained from interests by individuals resident in Romania;

  • 10%, in the case of revenues obtained from interests by individuals resident in a country member of the European Union or in a country with which Romania has concluded a Double Tax Treaty; at the same time, in this situation, if the non-resident customer presents a valid certificate of fiscal residence (valid at the date of interest payment), in original or certified copy, accompanied by an authorized translation into Romanian, the more favorable tax rate provided in the Double Tax Treaty becomes applicable;

  • 16%, in the case of individuals resident in a country that does not fall into any of the above-mentioned categories.

Interest calculator

*starting with 1st of January 2018

General information note: For incomes obtained from investments realized starting with 2018, the taxpayers determine their tax obligations regarding the social contributions in accordance with the Fiscal Code’s provisions and with the instructions for filling in the 212 Form - Unique declaration on income tax and social contributions payable by Individuals. To establish your situation, please contact the Tax Administration office to which you belong.

Please find an interest calculation example here.

Commission

See the list of commissions  download
See the list of interest rates  download