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Credit Cards

CREDIT CARD BENEFITS FOR YOU TO ENJOY

ENJOYING YOUR CREDIT CARD BENEFITS? HOW ABOUT SOME EXTRABENEFITS?

Installments by SMS

You can set the installments of your expenses easily through SMS. More details here

Extended rates
up to 36 months

With one phone call to MyBRD Contact, you can accumulate more expenses of at least 200 lei in a single interest rate plan with a reduced interest rate of 16.9% per year.

Grace period

Up to 55 days, with 0 interest, if the due amount is paid in full (without future due rates).

Refinancing in 36 interest-free rates **

Come with any shopping card from other banks and you can refinance it in 36 interest-free rates

Only 3.5%

Minimum payment amount from the balance used, minimum 20 lei.

Up to -10%

  • Up to -10%

-15%

  • -15%

Up to -20%

  • Up to -20%

-30%

  • -30%

Up to -45%

  • Up to -45%

EVERYTHING YOU NEED TO KNOW ABOUT THE BRD CARD

01

Receive your
card at home

You don't have to come to the bank to pick up your card unless you want to say hello. We deliver it directly to your home because we know how important your time is.

02

Quick contactless
payments

For payments of up to 100 lei PIN code is not required. Just bring your card or device within a few inches of the payment terminal.

03

Card activation
by SMS

Instead of receiving your PIN code by mail, we make sure your personal data is safe. Therefore, we will send your PIN code via SMS.

04

Shop' till you drop

Enjoy 10 transactions and a maximum total of 8,000 lei with your Standard Credit Card. 10 and a hotel of 15,000 lei per day with the Gold Credit Card.

05

Extra cards

You can request up to 4 additional cards for your loved ones.

06

Secure online
playments

For every transaction you receive a unique code via SMS.

01

Receive your
card at home

You don't have to come to the bank to pick up your card unless you want to say hello. We deliver it directly to your home because we know how important your time is.

02

Quick contactless
payments

For payments of up to 100 lei PIN code is not required. Just bring your card or device within a few inches of the payment terminal.

03

Card activation
by SMS

Instead of receiving your PIN code by mail, we make sure your personal data is safe. Therefore, we will send your PIN code via SMS.

04

Shop' till you drop

Enjoy 10 transactions and a maximum total of 8,000 lei with your Standard Credit Card. 10 and a hotel of 15,000 lei per day with the Gold Credit Card.

05

Extra cards

You can request up to 4 additional cards for your loved ones.

06

Secure online
playments

For every transaction you receive a unique code via SMS.

STANDARD CARD SOUND COOL? HOW ABOUT THE GOLD CARD

Higher limits

For the Gold Credit Card, the minimum amount granted is 5,000 lei and the maximum limit is 60,000 lei.

Free airport
access

You have free and unlimited access to lounges at partner airports (Henri Coandă Bucharest, Cluj and Timișoara).

Merchant discounts

Discounts to all merchants included in the Mastercard Premium program.

Free travel
insurance

For the whole family, with the possibility of cancellation for foreign trips departing from Romania.

BRD Concierge

Dedicated services one phone call away. Travel planning: useful travel information such as accommodation, booking services and travel tips. Book tickets to sold out shows and tourist destinations. Legal guidance: access to lawyers and legal consultants contact information.

ONE CREDIT CARD, A WIDE RANGE OF POSSIBILITIES

ONE CREDIT CARD, A WIDE RANGE OF POSSIBILITIES

EVERYTHING YOU NEED TO KNOW

Step 1: You are up to date with your account.

Step 2: You can optimize your budget.

Step 3: Choose the number of installments

Step 4: We’ll keep you updated.

Find out more here.
For each card there is both a minimum and a maximum credit line that you can take. As a general condition, the credit line granted is 6 net monthly income. For the Standard Credit Card, the minimum amount granted is 1,000 lei, and the maximum limit is 25,000 lei. For the Gold Credit Card, the minimum amount granted is 5,000 lei and the maximum limit is 60,000 lei.
For the Standard Credit Card you can have 10 transactions and a maximum of 8,000 lei. For the Gold Credit Card you have 10 transactions and a total of 15,000 lei.
You can make 10 transactions of maximum 4,000 lei per day with the Standard Credit Card and 10 transactions of maximum 8,000 lei per day with the Gold Credit Card.
The credit card is valid for 4 years.

SPECIAL BRD CARD OFFERS YOU CANNOT IGNORE

A single Credit Card, countless possibilities. Keep up to date with all the offers that we bring together with our partner vendors.

See all offers!
Oferte

WE'LL TELL YOU HOW TO USE YOUR CARD IN A SMART WAY

We compiled for you a wish list that might come in handy. Choose what you desire from the list below and find out our recommendations.

INTERESTED? APPLY NOW FOR THE BRD CREDIT CARD

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BRD

Rules regarding BRD Credit Card spring campaign. Find out all the details here.

Campaign 18 installments rules

Altex & Media Galaxy campaign rules

eMAG campaign rules

Rate mechanism and grace period details

Campaign refinancing rules

*Installments without interest for payments exceeding 200 lei with BRD Credit Card, online and in brick and mortar stores.

Standard offer is of 6 interest rates 0, for transactions greater than 200 lei.

**For refinancing, the standard offer is 36 installments with an interest rate of 16.9% p.y. Offer valid until 31.05.2020.

Representative example for a credit line attached to the Standard Credit Card, with a value of 5,000 lei, for 4 years: fixed interest 26%, DAE: 30.82%, card administration fee: 50 lei / year, total value payable: 10,403, 56 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Representative example for a credit line attached to the Gold Credit Card, with a value of 20,000 lei, for 4 years: 26% fixed interest, DAE: 30.43% card administration fee: 150 lei / year, total value payable: 41,414.17 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Both the list of partner vendors and the discount values may be subjected to change.

Commissions guide for individuals