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INSTANT
PAYMENTS AS FAST
AS SAYING

Give joy or
receive joy:

money flows instantly between
banks participating to the system

24/7, 365 days

Individuals

With the YOU app,
interbank payments
are so simple:

• you can make interbank payments (Banca Transilvania, CEC Bank, Libra Internet Bank, BCR, Vista Bank, Patria Bank, Raiffeisen Bank, Intesa Sanpaolo Bank) for amounts less than 50,000 lei 

• without differentiated commission 

• payments are processed within 20 seconds 

• anytime, 24/7, 365 days a year 

• for individuals 

• the person receiving the money has instant access to the funds received

100% secure internet banking

Download now See the benefits

BENEFITS

24/7, 365 days a year

Regardless of the time of day or month, whenever you want, the transfer will reach the recipient within 20 seconds. Yes, even at night.

Interbank payments in lei

You can make instant payments to accounts opened at Banca Transilvania, CEC Bank, Libra Internet Bank, BCR, Vista Bank, Patria Bank, Raiffeisen Bank, Intesa Sanpaolo Bank. You can also receive money.

Digital payments

Feel free to make instant payments via YOU BRD. You can find us in the digital world 24 hours a day, 7 days a week.

Default instant payments

Instant payments will become the new, much simpler default way to make interbank transfers.

Without differentiated commission

The commission for an instant payment is the same as for standard interbank payment in lei.

Access for individuals

It does not matter in which field your friends are, you will be able to make instant payments to them as an individual.

Download now

Legal Entities customers can only receive instant incomings if the payment was initiated from one of the banks mentioned above.