Gold credit card

CASH in instalments

you can easily transfer any amount over 500 Lei in your current account and you can return it in maximum 36 equal instalments

Extended instalments

up to 36 months

All around the world

with zero interest

Grace period

up to 55 days

Other benefits

- Automatically renewal of credit card line, with repayment of the amounts used
- The available fund to be used cannot exceed the credit line granted
- 3.5% - the monthly minimum amount to be paid from the credit line used, minimum 20 lei
- You can use the card for all operating purposes – shopping at merchants, online payments, bill payments, cash withdrawal
- Safer payments with 3D Secure. You will receive a unique cod via SMS for each transaction.
- The possibility to choose the issuing date for your statement - 4, 11, 18 or 25 of the month
- Access to Extrabeneficii.brd.ro platform - up to 50% discounts in over 500 partner locations
- Free and unlimited access in our partner national airports (Cluj and Timișoara) for you and a companion.
- Discounts at all merchants included in the MasterCard Premium program.
- Free travel insurance for the whole family, with the possibility of cancellation for foreign trips departing from Romania.

Equal payment plans

- Equal payment plans with 0% interest - Shopping (goods and services) made at merchants or online can be returned in equal installments with an annual interest rate of 0% depending on the following conditions : Minimum amount of transaction >= 200 lei & The maximum number of installments: 6
- Equal payment plans with interest - Any POS transaction made in current transactional cycle with a value higher of 200 lei, can be converted in equal monthly installments over a period of 12,18,24,30 or 36 months with an annual interest of 16.9 %, via MyBRD Contact.
- Cash Transfer - Customer may request, via MyBRD Contact, a money transfer, for any amounts higher or equal of 500 lei, from credit card account into an account opened in his name at any bank in Romania; the amount will be reimburse in equal installments over a period of 6,12,18,24,30 or 36 months at an annual interest rate of 16.9%

Optional services

- MyBRD SMS: instant notifications via SMS for every transaction made
- Life insurance: access to a complex pack of used credit protections, even in care of unemployment

Your card insurances

Groupama free package for foreign trips:

- Death and permanent invalidity
- 24h medical emergency costs for accidents and sickness
- Free Trip/vacation cancellation for foreign trips departing from Romania.
- Seasonal sports
- Family coverage - for the husband/wife, maximum 3 children under 18y.i, only for trips together with the insurant
- Civil liability within Europe's boundaries

Insured risks:

- Death (from any cause)
- Permanent and total invalidity (from any cause)
- Temporary work incapacity (from any cause)
- Unemployment