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Since you don’t tend to change your laptop that often, you should not settle for anything less than an ideal product. It is advisable to make the right choice from the beginning so that you do not have to make another purchase in a year. When purchasing a laptop, price should not be a concern. With the BRD Credit Card you have up to 6 interest-free installments anywhere in the world. Speaking of installments , you can convert purchases into equal installments directly at the merchant's POS (if the installments option is available at the terminal), by selecting the desired installments number, by MyBRD SMS or by calling MyBRD Contact: 021 302 6161, or * 22622, after the transaction. In addition, you have more than 1800 offers with discounts up to 50% through

Now all you have to do is find your perfect laptop, taking into account the tips below.

Choose your laptop depending on your needs. People use computers for a variety of reasons, but general use falls into one of the following categories:
  • Office / school - Most use the computer for word processing, research, spreadsheets, as well as other professional and academic tasks.
  • Games - play the newest and greatest games, but use your computer for other tasks as well.
  • Web - Use your laptop to access websites, email, video streaming and social media.
  • Media Production - Uses your computer as a workstation for recording music, editing video, or manipulating images.
If you want a 6 interest installments laptop, apply today for BRD Credit Card online. Apply now!
The operating system is the interface and structure of the laptop. Windows, Mac OS X, Linux, and ChromeOS are all operating systems. Usually the laptop comes with the operating system already installed; however, you can change the operating system later if the system is compatible with the laptop model. For example, you cannot install Mac OS X on a non-Mac laptop, but you can install Linux on either a Mac or a Windows laptop, or Windows on a Mac laptop.
  • Windows - The most common operating system available and compatible with most software.
  • Mac OS X - Designed for use with Mac hardware. OS X is only available on MacBooks.
  • Linux - This is a free operating system that comes in a variety of "distributions". These include Ubuntu, Mint, Fedora and many more.
  • ChromeOS - Based on Google Chrome, is an operating system designed for laptops that are constantly connected to the Internet, and can only run special web applications. ChromeOS is only available on specific Chromebooks.
Think about what size would best suit your needs. There are four main types of laptops: netbook, standard, hybrid laptop / tablet, and Desktop / Ultrabook replacement. Note that if you choose a Mac, your choices may not fit much of this section.
  • The Netbook - It is the smallest laptop available, and is best suited for many trips
  • Standard - Suitable for a wide range of situations, and available in a variety of configurations.
  • Hybrid Laptop / Tablet - The newest style of laptop. They have touch screens and some have removable keyboards.
  • Desktop Replacement / Ultrabook - The largest laptops, and therefore the most powerful (and most expensive).
If you want a 6 interest installments laptop, apply today for BRD Credit Card online. Apply now!
Examine the specifications for each laptop you are considering. Every laptop is different; even two models that cost the same will have different hardware. Make sure you look over all the technical specifications before you buy it.
The storage space does not take into account the operating system and the included programs. For example, a laptop with 250 GB of storage can only have 210 GB of free storage when you buy it. Most laptops allow you to upgrade your hard drive later, although you will need to reinstall your operating system when doing so.
Does the laptop have enough USB ports for all devices? Does it have an HDMI or VGA port if you want to connect it to your TV or projector? If you use a lot of external devices, ports will be very important.
1600 x 900 or 1920 x 1080 are the preferred resolutions for the clearest image, although smaller laptops may not reach this resolution. Higher resolution will result in a clearer picture, especially if you plan to watch movies or play games. Higher resolution also means the screen can display more, which means your visible area will be larger.
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Rate mechanism and grace period details

Refinancing campaign rules

*Offer available for payments of at least 200 lei at merchants or online (both in Romania and international). 

For refinancing the standard offer is 36 installments with an interest rate of 16.9% p.a. Promotional offer available until 31.12.2022.

Representative example for a credit line attached to the Standard Credit Card, with a value of 5,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.82%, card administration fee: 50 lei / year, total value payable: 10.403,56 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Representative example for a credit line attached to the Gold Credit Card, with a value of 20,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.43% card administration fee: 150 lei / year, total value payable: 41.414,17 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Both the list of partner vendors and the discount values may be subjected to change.

Commissions guide for individuals