Asigură-te
că ai instalat
deja
aplicația de
mobile
banking
Attention to the new typology of spoofing fraud, which involves the fraudulent use of phone numbers associated with BRD.
People who claim to be employees of the bank falsify, with the help of some software, the phone numbers associated with BRD (eg: TelVerde or card emergency numbers), during phone calls in which personal or confidential data is requested.
It is important not to comply with requests to disclose confidential data, regardless of the pretext used by the caller.
Stay alert and report suspicious situations to us immediately by accessing the MyBRD Contact service.
Online trading
Other services
News
News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Scene 9
is an online cultural publication that shapes the portrait of the new generation of creators
Scoala 9
is an editorial project dedicated to the pre-university education created by DoR and BRD
Our team
Subsidiaries and associated entities
Culture
We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Education
We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Sports
We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Environment
Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
The Civil Society
Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Financial Information
Depository services
Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Issuer services
Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Global and local custody services
Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Clearing services
Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Contact
Discover
Learn
Apply
Saving and investments
Saving and investments
Offers
SMS banking
The remote banking service provides you with information on your bank accounts directly from your mobile phone.
Useful
The remote banking service provides you with information on your bank accounts directly from your mobile phone.
Find out more »Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Find out more »Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Find out more »Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Find out more »Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Find out more »News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Find out more »is an online cultural publication that shapes the portrait of the new generation of creators
Find out more »is an editorial project dedicated to the pre-university education created by DoR and BRD
Find out more »Find here our mass media contacts
Find out more »We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Find out more »We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Find out more »We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Find out more »Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
Find out more »Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Find out more »29 Jul 2012
The main financial ratios of BRD-Groupe Société Générale as of June 30, 2012, according to the International Financial Reporting Standards (IFRS):
During the first half of 2012, the bank's operational and commercial activity was marked by an increase in market share both for loans and deposits.
The volume of loans is progressing at a superior rate compared to the banking system (+ 5% for BRD versus +1.7% for the banking system, compared to the end of December 2011). The total amount of gross loans granted to clients is of 35.2 billion RON, higher by 4% compared to December 31, 2011 and by 5% compared to June 30, 2011. The main drivers that triggered this growth during the first semester were the ''Expresso'' promotional campaign as well as the production of loans granted under ''Prima Casa'' governmental programme.
Deposits were, at end of H1, up 9% against December 31, 2011 and +13% compared to June 30, 2011 reaching 32.9 billion RON.
The Net Banking Income decreased by approximately 6%, due mainly to the continuous narrowing of the net interest margin (-9%), which was significantly influenced by the reduction in market interest rates. Nevertheless, the net fees and commissions for services proved their resilience.
A strong control of the operating expenses was maintained during the first semester, that resulted in a 2% decrease compared to June 30, 2011. The cost to income ratio stands at 47% for the six months that ended on June 30, 2012.
The net profit of the first semester is of 39.4 million RON, influenced by a high net cost of risk, i.e. 714 million RON. The level of the Net Cost of Risk was mainly triggered by the decline in the value of collaterals related to NPL loans. However, as far as the main customer segments are concerned, the cost of risk for individuals has a positive trend, while, in the case of corporate customers, a progressive reduction of new entries into default can be noticed.
The financial statements and the Board of Directors Report are available to the public and investors on the website of the bank: www.brd.ro. Copies of the documents can also be obtained upon request, free of charge, at the head office of BRD-Groupe Société Générale, located at 1-7, Ion Mihalache Boulevard, 1st district, Bucharest.
BRD - Groupe Société Générale is the second largest Romanian bank in terms of total assets and has the second market capitalization on the Bucharest Stock Exchange. BRD is part of the Société Générale Group, one of the largest groups of financial services in the Euro zone.
Related articles:
BRD GROUP RESULTS FOR 2023: OUTSTANDING COMMERCIAL ACTIVITY RECORD FINANCIAL RESULTS
Main commercial trends and financial indicators of BRD Groupe Société Générale at December 31, 2023 ...
Main commercial trends and financial indicators of BRD Groupe Société Générale at September 30, 2023...
BRD GROUP RESULTS FOR H1 2023: DYNAMIC BUSINESS PERFORMANCE, EXCELLENT FINANCIAL RESULTS
Main commercial trends and financial indicators of BRD Groupe Société Générale at June 30, 2023 at c...
BRD Group
© 2024 BRD. This site is property of BRD. All rights reserved.
BRD Group
© 2024 BRD. This site is property of BRD. All rights reserved. Terms and conditions Sitemap
We would like to remind you that BRD - Groupe Societe Generale has not requested and will never ask any of your authentication data (user code, password or password token) or confidential information related to your card (card number, expiration date, security code or PIN) by phone, nor e-mail or SMS.
These confidential data will be used only for the internet banking authentication or for online payments.
At the same time, if you notice a different appearance of the usual MyBRD Net application (ex. A notification message that the page is unavailable and you are invited to log in again, or to sync your token device), please stop the authentication process immediately and contact as soon as possible through MyBRD Contact tel: 021 302 6161.
Always with you,
Your bank. Your team