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ROMÂNĂ / ENGLISH

Înapoi la Newsroom

BRD Lowers Annual Percentage Rate For Personal Loans

23 Mar 2014

BRD lowers, as of today, the Annual Percentage Rate for personal loans granted during its traditional spring promotion, which ends on May 4, 2014.

The standard fixed rate offered by the bank is of 10% (8.90% for clients who domicile their revenues in a BRD account), and analysis and administration fees are 0.

For a 15,000 RON loan granted for 5 years, Annual Percentage Rate (total cost of the loan, which incorporates nominal interest and the other costs connected to the financing) is, till the end of the promotion, of 10.45% (for client with revenues domiciled in BRD accounts) or of 11.66% (no revenues domiciled), down 0.16 points against previous levels.

Sollicitors who choose to domicile their revenues in BRD accounts will receive, in the framework of the campaign, a Gift Card worth 100 RON, if the loan is less or equal to 10,000 RON, 150 RON if the loan is between 10,001 and 20,000 RON or of 200 RON, if the loans exceeds 20,001 RON.

Customers can choose the formula that fits best their needs. Options include repayment period (5 year maximum), amount (up to 65,000 lei) or reimbursement period (constant or decreasing monthly installments). All types of revenues are taken into consideration – salaries, pensions, revenues from independent activities, rents or life annuities.

BRD welcomes its customers in its branches as well as on www.brd.ro/expresso, counseling and pre-accepting being possible also on the phone, at TelVerde 0800 803 803.

Pricing:

	REVENUES NOT DOMICILED IN BRD ACCOUNTS	REVENUES DOMICILED IN BRD ACCOUNTS
Interest (fixed)	10%	8.90%
Analisys commission	0	0
Monthly management fee	0	0
Life insurance BRD-AV	0,09%	0,09%
APR (15.000 Lei / 5 years)	11,66%	10,45%

BRD-Groupe Société Générale is the second bank in Romania considering the total assets’ volume and the first one in terms of major corporate clients and syndicated facilities at mid 2013. BRD - Groupe Société Générale has 2.3 million customers and operates a network of approximately 900 units. With over 2.3 million valid cards and a network acceptance over 21,600 POS, and 1,500 ATMs, BRD is no. 1 on the Romanian card market. With factoring operations exceeding EUR 1 billion in 2012, BRD is the leader of the factoring market.

BRD is part of the Société Générale Group, one of the largest European financial services groups. The group has 154,000 employees in 76 countries and 32 million customers worldwide in its three key activities:

Retail banking in France
International retail banking, financial services and insurance
Corporate & Investment banking, private banking, asset management and investor services

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