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BRD Personal Loans Promotion, Extended Till End Of February

12 Feb 2014

“Expresso” personal loans promotion, started by BRD last October, is extended, in the same conditions, till the end of February.

Fixed interest rate offered by the bank is 10% (8.90% for customers with BRD domicilied revenues) and the analisys commission and the monthly management fee have been cut to 0.

For a 15.000 lei loan granted for 5 years, the annual percentage rate (the total cost of the loan, which incorporates nominal interest rate and all other costs connected to the loan) is, till the end of this promotion, of 10.61% (for BRD domiciled revenues) or 11.82% (for revenues not domiciled in BRD accounts).

The customer can choose the formula that fits best his/her needs. Options include repayment period (5 year maximum), amount (up to 65,000 lei) or reimbursement period (constant or decreasing monthly installments). All types of revenues are taken into consideration – salaries, pensions, revenues from independent activities, rents or life annuities.

BRD welcomes its customers in its branches as well as on www.brd.ro, counseling and pre-accepting being possible also on the phone, at TelVerde 0800 803 803.

 

 

Pricing

 

Revenues not domiciled in BRD accounts

Revenues domiciled in BRD accounts

Interest (fixed)

10%

8.90%

Analisys commission

0

0

Monthly management fee

0

0

Life insurance BRD-AV

0.102%

0.102%

APR (15,000 Lei / 5 years)

11.82%

10.61%

 

 

BRD-Groupe Société Générale is the second bank in Romania considering the total assets’ volume and the first one in terms of major corporate clients and syndicated facilities at mid 2013. BRD - Groupe Société Générale has 2.3 million customers and operates a network of approximately 900 units. With over 2.3 million valid cards and a network acceptance over 21,600 POS, and 1,500 ATMs, BRD is no. 1 on the Romanian card market. With factoring operations exceeding EUR 1 billion in 2012, BRD is the leader of the factoring market.


BRD is part of the Société Générale Group, one of the largest European financial services groups. The group has 154,000 employees in 76 countries and 32 million customers worldwide in its three key activities:

 

 

www.brd.ro; facebook;

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