Asigură-te
că ai instalat
deja
aplicația de
mobile
banking
During the period 20.09 - 24.09.2024, in the time interval 22:00 - 03:00, maintenance operations will be carried out at the level of the Bank's IT systems. During this interval, internet and mobile banking applications will work intermittently. Interbank payments and receipts in RON will not be processed in instant mode, but will be processed in standard mode, respecting the processing time limit. Intrabank payments initiated from YOU BRD, as well as currency exchanges between own accounts initiated from YOU BRD, will not be processed in real time, but in compliance with the transaction processing time limits. Validation, through push notifications, of online transactions with the card will not be possible during the mentioned interval.
×Online trading
Other services
News
News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Scene 9
is an online cultural publication that shapes the portrait of the new generation of creators
Scoala 9
is an editorial project dedicated to the pre-university education created by DoR and BRD
Our team
Subsidiaries and associated entities
Culture
We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Education
We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Sports
We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Environment
Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
The Civil Society
Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Financial Information
Depository services
Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Issuer services
Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Global and local custody services
Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Clearing services
Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Contact
Discover
Learn
Apply
Saving and investments
Saving and investments
Offers
SMS banking
The remote banking service provides you with information on your bank accounts directly from your mobile phone.
Useful
The remote banking service provides you with information on your bank accounts directly from your mobile phone.
Find out more »Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Find out more »Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Find out more »Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Find out more »Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Find out more »News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Find out more »is an online cultural publication that shapes the portrait of the new generation of creators
Find out more »is an editorial project dedicated to the pre-university education created by DoR and BRD
Find out more »Find here our mass media contacts
Find out more »We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Find out more »We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Find out more »We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Find out more »Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
Find out more »Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Find out more »06 May 2013
The main financial ratios of BRD-Groupe Société Générale as at March 31, 2013 at stand alone level, according to the International Financial Reporting Standards (IFRS):
During the first quarter of 2013, the bank focused on the development of the commercial activity in a still difficult economic environment, reflected in a low demand for banking products and services.
The total amount of gross loans granted to clients is of 34.97 RON billion, higher by 2.1% compared to March 31st, 2012, with progression noticed in retail loans (+3.4% vs -1.5% at market level). This evolution in retail loans has been mainly supported by the housing loans, up 32% against Q1 2012, level which outperforms the market average, up by only 10.4%.
Loans granted to companies saw a slight growth against March 31st, 2012 (+1.0%), with a particularly positive evolution of large corporate customers segment (+4.7% against Q1 2012).
Deposits were, at end of Q1, up 3.0% against March 31st, 2012, reaching 32.54 RON billion. The amount of retail deposits went up 1.4% against end of 2012 and 4.2% against Q1 2012, with a special highlight on FX deposits (+14.3% against March 31st, 2012). As a consequence, the net loans to deposits ratio stands at a level of 94.6%, improving by 5 points March 31st, 2012 (99.6%).
The Net Banking Income stands at 687 RON million, down 10.5% compared to March 31st, 2012, driven mainly by a negative evolution of the net interest margin (-17.1%), which compared to Q1 2012 was influenced by adverse net volumes, structure and interest rate effects.
Operational expenses were significantly reduced: 6.3 % against the same period of last year. The cost to income ratio stands at 45.7%, down 0.7 against end of 2012.
Net Cost of Risk for the 1st quarter of 2013 continued to be highly influenced by the still restrained economic environment. It remained close to the level registered in Q1 2012, but decreased significantly compared to the levels of Q3 and Q4 2012.
After the loss posted at end 2012, the bank is again profitable, the net result of the first quarter being of RON 13 million, down 84% against Q1 2012.
The quarterly financial statements are available to the public and investors on the website of the bank: www.brd.ro. Copies of the documents can also be obtained upon request, free of charge, at the head office of BRD-Groupe Société Générale, located at 1-7, Ion Mihalache Boulevard, 1st district, Bucharest.
BRD-Groupe Société Générale is the second bank in Romania in terms of total assets. BRD is part of Société Générale Group, one of the largest European financial services groups. The group has 154,000 employees and 32 million clients throughout the world, in three core businesses:
Related articles:
BRD GROUP RESULTS FOR H1 2024: Remarkable COMMERCIAL DYNAMICS DELIVERING POSITiVE fi...
BRD GROUP RESULTS FOR q1 2024: DYNAMIC performance across the board AND STRONG ENGAGEMENT to ACCE...
Important changes to the products and services offered by BRD
Continuing the strategy of simplifying the offer for individuals and at the same time digitalizing t...
© 2024 BRD. This site is property of BRD. All rights reserved.
© 2024 BRD. This site is property of BRD. All rights reserved. Terms and conditions Sitemap
We would like to remind you that BRD - Groupe Societe Generale has not requested and will never ask any of your authentication data (user code, password or password token) or confidential information related to your card (card number, expiration date, security code or PIN) by phone, nor e-mail or SMS.
These confidential data will be used only for the internet banking authentication or for online payments.
At the same time, if you notice a different appearance of the usual MyBRD Net application (ex. A notification message that the page is unavailable and you are invited to log in again, or to sync your token device), please stop the authentication process immediately and contact as soon as possible through MyBRD Contact tel: 021 302 6161.
Always with you,
Your bank. Your team