BRD Sells Consumer Loans With A Total Grace Period Of 3 Months

BRD Groupe Société Générale conducts until January 27, 2015, a promotional offer for consumer loans in RON.

Customers can take advantage of a total grace period of 3 months (during which they will not pay interest, capital and insurance) and also of a 9.75% interest. If customers choose to cash their revenues in a BRD account, the interest rate is reduced to 8.78% per year.

Promotional conditions are offered to all those who ask for „Expresso” loans and refinancing „Expresso ReStart” loans, worth more than 5,000 RON.

In addition, for Black Friday (21-23/11/2014), those who apply for these loans on BRD’s website dedicated section www.brd.ro/expresso and cash the loan until 23/12/2014, will not have to pay the analisys commission.

„Expresso” loans applicants opting to cash their revenues in a BRD account will be offered an APR of 9.82% (10.77% in case revenues are not cashed in a BRD account)*.

Customers can receive counselling and assistance in BRD branches, on www.brd.ro, as well as calling MyBRD Contact, available 24/7 at TelVerde 0800 803 803 or *BANCA (*22622).

* APR was calculated for a RON 15,000 loan granted for a 5 year period, with a 3 months total grace period. The calculation includes: a fixed interest of 8. 78% per year (for cashing the interest in a BRD account), respectively of 9.75% per year (if revenues are not cashed in a BRD account), an analysis commission of RON 200 and a life insurance of 0.09% per month (calculated at balance, beginning with the fourth installment).

BRD-Groupe Société Générale is the second bank in Romania in terms of assets and the no. 1 bank in the Romanian syndicated loans market. BRD - Groupe Société Générale has around 2.2 million customers and operates a network of approximately 870 branches. With approx  2.3 million valid cards and a network acceptance over 24,000 POS, and 1,500 ATMs, BRD is no. 1 on the Romanian card market. With factoring operations of EUR 918 million in 2013, BRD is the leader of the Romanian factoring market.

BRD is part of Société Générale Group, one of the largest European financial services groups. The group has 148,000 employees in 76 countries and 32 million customers worldwide in its three key activities:

• Retail banking in France
• International retail banking, financial services and insurance
• Corporate & Investment banking, private banking, asset management and investor services

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