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Frequently Asked Question Apple Pay

It is easy.

Check if your Apple device - iPhone, iPad, Watch or Mac is listed as compatible device and if the latest version of iOS, watchOS or macOS are properly installed. 

Insure that you have updated previously your mobile phone number declared to the bank.

Access the mobile banking application YOU BRD, select from the list of cards displayed the desired card for activation in Apple Pay or go in Dashboard and click the "Add to Apple Pay" button.

Alternatively, you can enroll your card in the Apple Wallet application, choose the "+" option and add your BRD Mastercard, Maestro or Visa card. You can scan your card with the phone camera or you can fill in the card details by yourself. Then, follow the instructions displayed.

You can use Apple Pay on multiple Apple devices. You need to add your card to each device as presented above.

Any type of card issued by BRD under Mastercard, Maestro or Visa logo, which is either a debit card or a credit card, either your personal or business card.

Debit Card:
- Mastercard World Elite Noir LEI/EUR
- Platinum: Platinum Debit LEI/EUR
- Gold: Mastercard Gold LEI/EUR
- A la Carte: Mastercard “A la Carte” LEI
- Standard LEI: Mastercard Standard Lei (including cards used in transport: Mastercard Standard Lei Transport STB; Mastercard Standard Lei Transport)
- Standard EUR: Mastercard Standard EUR (including limited edition: Comaneci; Hagi; Nastase)
- Electronic LEI: Maestro; Maestro Universitatea Bucuresti; Maestro Transport; Maestro Transport STB; Sprint (including Sprint Transport).

Credit Card LEI:
- Credit Card Standard
- Credit Card Gold
- Credit Card Platinum

Business Debit Card:
- Corporate: Mastercard Corporate LEI/EUR
- Standard: Mastercard Business Silver LEI/EUR
- Electronic: Mastercard Unembossed LEI

Business Credit Card LEI
- Mastercard Credit Card Business

You can register the same BRD card on multiple Apple devices. You need to add your card to each device.

Easy, only by few clicks.

Access YOU BRD and open the app (complete guide HERE) or you can access the Apple Wallet application, choose the "+" option and add your BRD card. You can scan you card with the phone camera or you can fill the card details in by yourself. Then, follow the instructions displayed.

Yes, you can add up to 12 BRD cards depending on the device limit set by Apple for your device model.

The first card enrolled, it will be the default card to be used. However, before each use of Apple Pay you can choose the card you want to pay with.

You will find on Apple support website the list of eligible devices support.apple.com/ro-ro/HT208531

Contact MyBRD Contact for details and support to finalize the card registration process. 

You can use easy and fast Apple Pay to make the following type of transactions:

- contactless payments in stores on terminals where you see the contactless symbol

- online payments on the websites (through Safari browser) where you find Apple Pay payment option

- in-apps / within applications payments where you find Apple Pay payment option

- cash withdrawals at enabled contactless terminals. For those transactions, you will be asked to enter your card PIN code(option only available for Mastercard cards).

You can pay with Apple Pay anywhere in the world, in any store, online or in applications
wherever you see the contactless symbol or Apple Pay mark:

Enjoy your shopping!

Fast and easy! You have to authenticate with Touch ID, Face ID or enter your passcode, then to tap your iPhone or Apple Watch on the payment terminal. In some cases, depending on the terminal type, you might be asked to enter your card PIN code.

Fast and easy! You can pay online using Safari browser on your iPhone, iPad or Mac. You have to choose Apple Pay as payment option and to validate the transaction with Face ID, Touch ID or passcode.

Fast and easy! Connected in the app, in checkout step you choose Apple Pay as payment option and you validate the transaction with Face ID, Touch ID or passcode.

Yes, for sure. All you have to do is to set your credit card as default card before you make the payment.

The Apple Pay usage limits are the same with your physical card, please see here:

Daily card usage limits for individuals

Daily usage limits for Business cards

 

You can see the last 10 Apple Pay transactions for each card directly in the Wallet, or using the standard BRD channels: Mobile and Internet Banking App YOU BRD, account statements, branches.

Contact MyBRD Contact for details and support to used Apple Pay.

You have 0 fees.

0 fee for card registration in Apple Pay.

0 fee for using Apple Pay anywhere in the world.

An Apple Pay payment is as safe as a standard card payment. Additionally, for each transaction, you have to authenticate with Face ID, Touch ID or passcode.

It is important to know that Apple is using the token associated with your device and not thecard details. Apple does not store nor share any of your card details or your personal data and it does not keep the information related to your transactions.

So, do not worry! Enjoy your shopping!

Directly in the Wallet, select the card you want to use as default card and set it the first in the list.

Or before each transaction

For iPhone devices with Face ID: Double-click the side button, when your default card appears, select it and then choose another card from the list.

For iPhone devices with Touch ID: tap the device on the terminal without using Touch ID. When your default card appears, select it and then choose another card from the list.

Apple Watch: Double-click the side button. When your default card appears, select it and move to the left to choose another card.

Or from the device settings

For iPhone and iPad: access Settings / Wallet & Apple Pay / Transactions Defaults / Default Card and choose the new card you want to set as main/default card.

For Apple Watch you need to access the Watch app from your iPhone My Watch / Wallet & Apple Pay / Default Card and choose the new card you want as main/default card.

For iPhone or iPad:

Directly from the Wallet select a card, click on  , then choose Remove This Card.

Or from the device menu access Settings / Wallet & Apple Pay, tap the card you want to remove, then scroll down and choose Remove This Card.

For Apple Watch:

Directly from the Wallet select a card, press it firmly and then choose Delete.

Or access Watch app from your iPhone / My Watch / Wallet & Apple Pay, select the card, then scroll down and choose Remove This Card.

Do not panic!

To use Apple Pay you need to authenticate and validate each transaction with Face ID, Touch ID or passcode. Or on Apple Watch when Wrist Detection is on, you need to enter your passcode every time you put on your Apple Watch.

These identification methods help prevent other people from using Apple Pay on your device.

In case of lost / stolen device, you have to access your Apple ID account page or use Find My iPhone to suspend or permanently remove the ability to pay from that device with Apple Pay.

Connect on your Apple ID account page, sign in and click your device. Go to the Apple Pay
section and click either Remove or Remove all. Your card or cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network.

Or, you can have the option to call MyBRD Contact in order to block or to delete the cards from Apple Pay.

Contact immediately MyBRD Contact to block / close your card and asked the Bank to reissue a new card. Inform the tele-operator that you have Apple Pay option active and that card will be deleted also from the Wallet. So, do not worry.

To continue using Apple Pay, you need to add the new card issued in the Wallet.