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ROMÂNĂ / ENGLISH

Financing Solutions - European Funds (Fonduri Europene)

Self-Employed Individuals,
SME <1M EURO and SME 1-50M EURO
FINANCING SOLUTIONS

Easy access to European Funds for your business!

Access European Funds

For the projects of the brave entrepreneurs.

Advantages

European funds facilitated by EUROBRD: support credit, letter of bank guarantee, investment credit, additional credit and credit line.

European Funds through EUROBRD, advantages:

Flexible

Easy

Fast

Support Loan

- Type of loan: short and medium term
- Funding: Maximum 100% of non-reimbursable funds
- Currency: LEI, EUR
- Maturity: correlated with the period of project implementation period
- Reimbursement: correlated with the implementation period
- Interest: according to internal procedures
- Guarantees: security mortgage / real estate credit over the asset financed through
- Guarantee Funds: FGCR: maximum 80% of the loan granted

Letter of guarantee

- Facility type: commitment in the short / medium
- Purpose: to ensure recovery of pre-financing paid by the authorities
- Value: up to 100% of the advance / pre-financing (* if the authority require the SGB may be issued for 110% of the advance / pre-financing)
- Validity: correlated to trances project execution and settlement period of eligible expenditure of the project

Investment loan

- Type of loan: long term
- Financing: 100% of the maximum co-financing private beneficiary
- Currency: LEI, EUR
- Maturity: maximum 120 months
- Repayment: monthly / quarterly
- Interest: in accordance with the bank's internal regulations
- Guarantees: minimum security mortgage / real estate credit over the asset financed through
- Guarantee Funds: FGCR: maximum 80% of the loan granted

Sumplimentary loan

- Type of loan: short and medium term
- Funding: Maximum 75% of eligible costs
- Currency: LEI, EUR
- Maturity: maximum 36 months
- Repayment: monthly / quarterly
- Interest: in accordance with the bank's internal regulations
- Guarantees: minimum security mortgage / real estate credit over the asset financed through
- Guarantee Funds: FGCR: maximum 80% of the loan granted

Credit line

- Type of credit: revolving credit line
- Financing: cash needs generated following completion and operation of the investment project with European funding component
- Currency: LEI, EUR
- Maturity: 12 months with possibility of renewal
- Repayment: monthly / quarterly
- Interest: in accordance with the bank's internal regulations
- Guarantees: minimum security mortgage / real estate credit over the asset financed through
- Guarantee Funds: FGCR: maximum 80% of the loan granted

Documents needed

The project submitted to the authorities

(Application for funding + Annexes)

The financing contract

concluded by the beneficiary with the managing authority

Advice and guides

Credit calculator

Agencies and ATMs

Commissions and tariffs