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Attention to the new typology of spoofing fraud, which involves the fraudulent use of phone numbers associated with BRD. People who claim to be employees of the bank falsify, with the help of some software, the phone numbers associated with BRD (eg: TelVerde or card emergency numbers), during phone calls in which personal or confidential data is requested. It is important not to comply with requests to disclose confidential data, regardless of the pretext used by the caller. Stay alert and report suspicious situations to us immediately by accessing the MyBRD Contact service.
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Find out more »Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
Find out more »Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
Find out more »Administration availability of customer accounts to their instructions - financial instruments operations or cash.
Find out more »Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
Find out more »News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
Find out more »is an online cultural publication that shapes the portrait of the new generation of creators
Find out more »is an editorial project dedicated to the pre-university education created by DoR and BRD
Find out more »Find here our mass media contacts
Find out more »We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
Find out more »We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
Find out more »We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
Find out more »Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
Find out more »Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
Find out more »15 Feb 2010
Groupe Société Générale obtained in 2009 a consolidated net profit of RON 812 million (EUR 192 million), thus proving resistance to the effects of the crisis. The gross operating profit increased by 13% as against 2008.
In 2009, BRD - Groupe Société Générale was efficient in conducting all its business lines, despite a particularly difficult economic environment.
The main financial indicators of BRD-Groupe Société Générale as at 31/12/2009 are*:
NB: These figures do not include the impact of BRD's revaluation of its fixed assets, which is about to be finished. We estimate that the effect of such revaluation on the net profit, at this time, is a decrease by RON 15 million.
The incomes from fees increased by 7%, at a slower pace than in 2008, given the decrease in the volume of operations, while the incomes from the interest margin and the market operations went up by 19%, and 13%, respectively.
The bank obtained such results by continuing to apply measures aimed at counteracting the effects of the financial crisis, and which consisted in the strict control of the general expenses and in the strengthening of the risk control.
The net risk cost increased considerably in the current economic conditions, reaching 316 bp. The rate of bad loans is lower than the average of the banking system, as shown by the statistics of the National Bank of Romania.
The net profit of the Group, which also includes the results of the subsidiaries BRD Sogelease, BRD Finance and BRD Securities, is of RON 812 million (EUR 192 million). As for the net profit of the bank, it amounts to RON 792 million (EUR 187 million).
In the context of a significantly lower demand, the total loans extended by the bank at the end of 2009 amounted to over RON 34.9 billion, 48% of which represented loans to private customers. The customers' deposits exceeded RON 29.2 billion as at end 2009, up by 2% as against December 31, 2008.
The customer base remains robust - approximately 2.5 million customers - the inactive ones not included, considering the slower pace of attracting new customers. The bank network counts 930 units, the same as at the end of 2008. The operating ratio (general expenses / net banking income) maintains its competitive level, of 42%. The number of employees remained constant in 2009 - reaching almost 9,100 in the entire BRD Group.
"2009 was a difficult exam, with uncertainties regarding the macroeconomic developments. In 2009, the banks were subject to multiple pressures related to the increase in the costs of risks, and especially to ensuring the profitability of their operations given the extremely low demand for banking products and services. To us, it was an exercise of flexibility and adjustment to the effects of the crisis, which we completed successfully", said Guy Poupet, Chairman - CEO of BRD.
In 2009, BRD received two important awards from the international financial publications Euromoney and Global Finance, which designated it "Bank of the Year in Romania".
For more information on the annual results of BRD, please refer to the website of the bank, www.brd.ro, under the Shareholders/Investors section.
*The evolutions are calculated in nominal terms.
The 2009/2008 comparison excludes from the 2008 results the net gain brought by the Asiban transaction.
The figures have been calculated in compliance with the local accounting standards and have not been audited.
BRD-Groupe Société Générale is the second bank in Romania in terms of total assets and has the second market capitalisation on the Bucharest Stock Exchange.
BRD is part of the Société Générale Group, one of the largest groups of financial services in the Euro Area. The group has more than 160,000 employees worldwide, on three key business lines:
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We would like to remind you that BRD - Groupe Societe Generale has not requested and will never ask any of your authentication data (user code, password or password token) or confidential information related to your card (card number, expiration date, security code or PIN) by phone, nor e-mail or SMS.
These confidential data will be used only for the internet banking authentication or for online payments.
At the same time, if you notice a different appearance of the usual MyBRD Net application (ex. A notification message that the page is unavailable and you are invited to log in again, or to sync your token device), please stop the authentication process immediately and contact as soon as possible through MyBRD Contact tel: 021 302 6161.
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