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Investment loan for farmers

Flexibility

Grace period

Rapidity

Characteristics

Beneficiaries: farmers, individual agricultural producers (PAI) or organized as PFA
Field of activity: agriculture (field crops, fruit trees, vines) / animal husbandry (poultry, swine, sheep, goats, cattle) beekeeping, etc.
Purpose of the loan: financing is granted for:
- The purchase, refurbishment, upgrading farm animals
- Acquisition of agricultural land
- Purchase of land + construction
- Construction of building for the activity Agrio
- Acquisition of agricultural machinery / equipment for agriculture
- Acquisition of specific vehicles
- Acquisition of animals to increase their meat, milk, wool
- Acquisition of hives, etc.
Loan amount: maximum 85% of the total value of investment projects
Currency: RON / EUR
Granting period: minimum 12 months, maximum 120 months
Grace period: 6 months / 3 years new vineyards crops, Peter clients whose repayment capacity depends only on the culture
Guarantees: flexible structure guarantees

General eligibility criteria

Customers are accepted for funding if they meet the following criteria:

1. Fall into the SME category, as required by law
2. Active company in accordance with consultations with the Trade Register and the Ministry of Finance
3. There is an arrangement with creditors or insolvency proceedings in accordance with Law 85/2014 on insolvency prevention procedures
4. Financial statements were submitted and published on the site www.mfinante.ro according practiced publication deadlines
5. They work at least 6 months (excluding start-up fixes may benefiting from specific products and specific analysis)