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ROMÂNĂ / ENGLISH

Refinancing - Credit Card

Credit Card
Refinancing

Refinance with the BRD Credit Card the overdraft and credit cards from other banks in up to 24 installments with 0% interest!
Offer valid from April 2 to June 30, 2024.

Refinance easily with installments without interest!

Standard Credit Card

Come to BRD! You have a great refinancing offer for overdrafts or credit cards granted by other banks or financial institutions! You benefit from:

6 installments with 0% interest

You always have 6 installments with 0% interest, at retailers or online* and up to 36 installments with low interest, anywhere in the world. In addition, you have the possibility to set your purchases in more than 6 installments, also with 0% interest, at BRD partner merchants.

See all offers HERE

Installments by SMS

You can set easily your purchases in any number of installments you want, through SMS.

You can find more details about this process HERE .

Grace period up to 55 days

We offer you a grace period up to 55 days, for purchases performed directly from merchants.

Loan on phone***

Yes, even cash! Easily transfer any amount over 500 lei to your current account and you can return it in up to 36 equal installments, with an advantageous interest rate of 16.9% per year.

Gold Credit Card

Did you like the benefits of the Standard Credit Card? The Gold Credit Card brings you much more!

Free and unlimited access to airports lounges

You have free and unlimited access to airports lounges: Mastercard Business Lounge from Henri Coanda, Avram Iancu from Cluj, Traian Vuia from Timisoara,, Sibiu International Airport, Jet Lounge and Air Lounge from Vienna.

Free external travel insurance

You have the benefit of free external travel insurance, including for family members, with the possibility of cancellation for trips departing from Romania.

What do you have to do?

1. You tell us your Iban account and the amounts to be refinanced by other financial institutions.

2. After we approve the credit line, we transfer the refinanced amounts to the other financial institutions, so that you have a single installment with 0% interest at BRD. You can also get an additional amount to use as you wish.

Contact us for more details

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Regulations of the Campaign "Refinance and win prizes"
Regulations of the Campaign "Refinancing in 24 installments with 0% interest"

Commission guide for private individuals
Mechanism of operation of interest-free installment plans

The "Win a free installment" campaign is valid from April 15 - June 30, 2024.
The "Refinancing in 24 installments with 0% interest" campaign is valid from April 2 - June 30, 2024.

* Interest-free installments for payments with the BRD Credit Card of at least 200 lei. Starting with 21.06.2024 you will be able to set free installments for purchases over 600 lei.
** For refinancing, the standard offer is 36 installments with a fixed interest rate of 16.9% per year.

Standard offer 6 installments without interest for payments of at least 200 lei at merchants or online (both in Romania and international). Starting with 21.06.2024 you will be able to set free installments for purchases over 600 lei.

For refinancing the standard offer is 36 installments with an interest rate of 16.9% p.a.

Representative example for a credit line attached to the Standard Credit Card, with a value of 5,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.82%, card administration fee: 50 lei / year, total value payable: 10.403,56 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Representative example for a credit line attached to the Gold Credit Card, with a value of 20,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.43% card administration fee: 150 lei / year, total value payable: 41.414,17 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Both the list of partner vendors and the discount values may be subjected to change.

Commissions guide for individuals

Advice and guides

Credit calculator

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Commissions and tariffs