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WE'LL TELL YOU HOW TO USE YOUR CARD IN A SMART WAY

We compiled for you a wish list that might come in handy. Choose what you desire from the list below and find out our recommendations.


BRD

Rate mechanism and grace period details

Refinancing campaign rules

*Offer available for payments of at least 200 lei at merchants or online (both in Romania and international). 

For refinancing the standard offer is 36 installments with an interest rate of 16.9% p.a. Promotional offer available until 31.12.2022.

Representative example for a credit line attached to the Standard Credit Card, with a value of 5,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.82%, card administration fee: 50 lei / year, total value payable: 10.403,56 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Representative example for a credit line attached to the Gold Credit Card, with a value of 20,000 lei, for 4 years: fixed interest 26% per year, DAE: 30.43% card administration fee: 150 lei / year, total value payable: 41.414,17 lei, the minimum monthly payment amount is 3.5% of the balance used, minimum 20 lei.

Both the list of partner vendors and the discount values may be subjected to change.

Commissions guide for individuals